$2,150,000
$915/sq ft10 River Club Drive · Fripp Island, SC 29920
3
Beds
3
Baths
2,350
Sq Ft
1991
Built
What stands out
- Waterfront — Ocean Front
- Ocean views
- Single-level living
- Garage parking
- Outdoor living: Patio
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Welcome to 10 River Club, a beautifully updated coastal retreat located in the exclusive River Club neighborhood on Fripp Island. Offering approximately 2,350 square feet of thoughtfully designed living space, this exceptional home features 3 bedrooms and 3 bathrooms, along with stunning ocean views that greet you the moment you step through the front door. A grand double front staircase creates an impressive entrance, while expansive windows showcase breathtaking sunrise views and fill the home with natural light.…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$15,279–$15,514/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $2,150,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 3
- Living Area
- 2,350 sq ft
- Levels
- One
- Appliances
- Dishwasher, Refrigerator, Disposal, Cable TV/Available, Dryer, Washer
- Heating
- Electric, Central
- Cooling
- Electric, Central Air
- Water Heater
- Electric
Exterior & Lot
- Lot Size
- 0.41 acres
- Construction
- Stucco
- Foundation
- Elevated
- Roof
- Composition
- Parking
- Garage
- Porch / Patio
- Patio
- View
- Ocean
- Waterfront
- Ocean Front
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- HOA Fee
- $1,388 / annually
- Regime Fee
- Yes
Financial & Terms
- List Price
- $2,150,000
- Price / Sq Ft
- $915
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- PUD
Listing activity
On the market for 28 days.
Status: Active
Jun 23, 2026
New Listing
Jun 23, 2026
Came on market
Jun 23, 2026
Listed for sale
Jun 16, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 128 Davis Love Drive, Fripp Island, SC 299203 bd · 2,262 sqft | $1,087,000 | $481 | Nov 2025 |
| 799 Marlin Drive, Fripp Island, SC 299204 bd · 2,358 sqft | $1,979,000 | $839 | Jan 2026 |
| 378 Wahoo Drive, Fripp Island, SC 299204 bd · 2,336 sqft | $1,350,000 | $578 | Mar 2026 |
| 905 Gull Cove, Fripp Island, SC 299203 bd · 1,978 sqft | $607,500 | $307 | Apr 2026 |
| 112 Sand Piper Run, Fripp Island, SC 299203 bd · 2,748 sqft | $999,000 | $364 | Mar 2026 |
Recent closed sales of similar homes nearby (this list price is $2,150,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
10 River Club Drive, Fripp Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~13.7 mi
Bluffton
~24.1 mi
Hilton Head Island
~18.7 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Leslie Mitchell, Fripp Island Real Estate Co.
Listing data last updated June 23, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.