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ActiveMLS# 196470

$2,695,000

$692/sq ft

455 Tarpon Boulevard · Fripp Island, SC 29920

6

Beds

4

Baths

3,894

Sq Ft

2005

Built

Single Family Residence$692/sq ft18 days on market
WaterfrontBeach ViewCreek/Stream ViewGarageFireplaceHOA Community

What stands out

  • Waterfront — Tidal Creek
  • Beach, Creek/Stream, Ocean, Water views
  • Garage parking
  • Fireplace
  • Outdoor living: Screened Porch, Patio, Deck, Porch, Covered, Front Porch, Rear Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

What to know about this home

  • At $2,695,000 ($692/sqft), this home appears within the range of recent comparable Tarpon Boulevard sales, which ran from roughly $510 to $892/sqft, so pricing looks reasonable but is on the higher end of the mid-range comps.
  • It sits in FEMA Flood Zone AE, a Special Flood Hazard Area, which means flood insurance is required with any federally backed mortgage and will be an ongoing cost to factor in.
  • Property taxes on record are $18,517/year; if you occupy it as a primary residence and qualify for SC's 4% assessment ratio, that could drop to an estimated $13,475/year — but confirm with a tax professional.
  • Six bedrooms and direct waterfront with beach, ocean, and creek views on an 80x200 lot gives it strong rental or multi-family-use potential, though rental income figures are not in the data provided.
  • The home has only been on market 17 days, so there is no long-DOM red flag here.
  • For military buyers, Parris Island is about 11 miles out and MCAS Beaufort about 18 miles — workable commutes, though at this price point VA loan limits and funding fees are worth a close look with your lender.

An honest read generated from this listing's own data (price, flood zone, history, estimates) — not marketing copy. Dollar figures are estimates. Anything not in the data, we verify with you.

Listing description

455 Tarpon offers the best of Fripp Island living with ocean views, private dock access, and beach access just across the street. Designed by Allison Ramsey Architects and custom built by Allen Patterson Builders, this beautifully designed coastal home blends timeless Lowcountry style with relaxed luxury. Featuring 6 bedrooms and 4 full bathrooms, the home comfortably sleeps up to 14 guests, making it ideal as a primary residence, second home, or vacation rental opportunity. Spacious open living areas, expansive…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($539,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$15,675–$15,910/mo

Principal & Interest$13,585
Property tax (owner-occ. 4%, est.)$1,123
Homeowners insurance (est.)$786
HOA dues$116
Flood ins. (required, est. range)$65$300
Loan amount$2,156,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $2,695,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $18,517/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
6
Full Baths
4
Living Area
3,894 sq ft
Levels
Three Or More
Flooring
Carpet, Tile, Wood
Appliances
Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Fireplace Screen, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Furnished
Heating
Electric, Heat Pump
Cooling
Electric, Heat Pump
Fireplace
1
Water Heater
Electric, More Than One
Interior Features
Ceiling Fan(s), Cathedral Ceiling(s), Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, Vaulted Ceiling(s), Walk-In Closet(s), Master Downstairs

Exterior & Lot

Lot Size
80' x 200'
Construction
HardiPlank Type
Foundation
Elevated
Roof
Composition
Parking
Additional Parking, Aggregate, Driveway, Garage, Garage Faces Side, Inside Entrance, Lighted, Off Street, Storage
Porch / Patio
Screened Porch, Patio, Deck, Porch, Covered, Front Porch, Rear Porch
View
Beach, Creek/Stream, Ocean, Water
Waterfront
Tidal Creek
Exterior Features
Outdoor Grill, Thermo-Panes, Storage

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA Fee
$1,387.76 / annually

Financial & Terms

List Price
$2,695,000
Price / Sq Ft
$692
Annual Taxes
$18,517
Financing Accepted
Conventional, Cash
Zoning
PUD

Listing activity

On the market for 18 days.

  1. Status: Active

    Jun 8, 2026

  2. New Listing

    Jun 8, 2026

  3. Came on market

    Jun 8, 2026

  4. Listed for sale

    May 20, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $1,987,701–$3,473,563).
Sold homeSold price$/sqftClosed
440 Tarpon Boulevard, Fripp Island, SC 299205 bd · 4,114 sqft$2,100,000$510Aug 2025
449 Tarpon Boulevard, Fripp Island, SC 299205 bd · 3,569 sqft$2,100,000$588Nov 2025
517 Tarpon Boulevard, Fripp Island, SC 299205 bd · 3,520 sqft$2,700,000$767Dec 2025
711 Red Drum Road N, Fripp Island, SC 299205 bd · 4,316 sqft$3,850,000$892Sep 2025
452 Tarpon Boulevard, Fripp Island, SC 299205 bd · 4,470 sqft$3,195,000$715Mar 2026

Recent closed sales of similar homes nearby (this list price is $2,695,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

455 Tarpon Boulevard, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.3 mi

  • Bluffton

    ~22 mi

  • Hilton Head Island

    ~16.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Jennifer Helms, BHHS Bay Street Realty.

Listing data last updated June 8, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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