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ActiveMLS# 197777

$3,200,000

$533/sq ft

15 River Club Drive · Fripp Island, SC 29920

6

Beds

6

Baths

6,000

Sq Ft

1998

Built

Single Family Residence$533/sq ft5 days on market
WaterfrontOcean ViewGarageHOA Community

What stands out

  • Waterfront — Ocean Front
  • Ocean views
  • Attached garage
  • Outdoor living: Covered Patio, Porch, Rear Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Wake up to panoramic sunrises over the Fripp Inlet and end your day with the moon reflecting across the Atlantic Ocean from this architectural masterpiece.Designed as a modern tribute to Beaufort's historic ''Big Chill'' house, 15 River Club blends timeless Southern charm with high-end coastal living. Nestled under majestic live oaks draped in Spanish moss, this sprawling estate offers an unparalleled waterfront lifestyle with sweeping, unobstructed views of Hunting Island and the open ocean.Inside, the main reside…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($640,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-13 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$18,910–$19,145/mo

Principal & Interest$16,468
Property tax (owner-occ. 4%, est.)$1,333
Homeowners insurance (est.)$933
HOA dues$110
Flood ins. (required, est. range)$65$300
Loan amount$2,560,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $3,200,000 price, 20% down, 6.67% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
6
Full Baths
6
Living Area
6,000 sq ft
Levels
Three Or More
Flooring
Tile, Wood
Appliances
Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Wet-Bar, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Wine Cooler, Wine Refrigerator
Heating
Heat Pump, Propane Leased, Propane Owned
Cooling
Heat Pump
Water Heater
Electric, More Than One
Interior Features
Ceiling Fan(s), Entrance Foyer, Walk-In Closet(s), Double Closets, Elevator

Exterior & Lot

Lot Size
0.36 acres
Construction
HardiPlank Type
Foundation
Elevated
Roof
Metal
Parking
Attached, Garage, Garage Faces Side, Golf Cart Garage, Workshop in Garage
Porch / Patio
Covered Patio, Porch, Rear Porch
View
Ocean
Waterfront
Ocean Front
Exterior Features
Storage, Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,323 / annually
Regime Fee
Yes

Financial & Terms

List Price
$3,200,000
Price / Sq Ft
$533
Financing Accepted
Conventional, Cash
Zoning
PUD

Listing activity

On the market for 5 days.

  1. Status: Active

    Aug 15, 2026

  2. New Listing

    Aug 15, 2026

  3. Listed for sale

    Aug 15, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced below recent comparable sales (which imply about $3,769,761–$5,352,178) — often a sign of seller motivation or a condition/lot difference worth checking.
Sold homeSold price$/sqftClosed
710 Bluefish Road, Fripp Island, SC 299206 bd · 5,210 sqft$3,885,000$746Mar 2026
725 Sea Dragon Lane, Fripp Island, SC 299207 bd · 4,934 sqft$3,100,000$628May 2026
452 Tarpon Boulevard, Fripp Island, SC 299205 bd · 4,470 sqft$3,195,000$715Mar 2026
711 Red Drum Road N, Fripp Island, SC 299205 bd · 4,316 sqft$3,850,000$892Sep 2025

Recent closed sales of similar homes nearby (this list price is $3,200,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

15 River Club Drive, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.7 mi

  • Bluffton

    ~24.1 mi

  • Hilton Head Island

    ~18.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Todd McDaniel, BHHS Bay Street Realty.

Listing data last updated August 18, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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