$2,295,000
$664/sq ft3 River Club Drive · Fripp Island, SC 29920
4
Beds
3.5
Baths
3,456
Sq Ft
1996
Built
What stands out
- Ocean views
- Attached garage
- Fireplace
- Outdoor living: Patio, Deck
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Located in prestigious River Club. Expansive views of Ocean, marsh and abundant wildlife/birds. Updated and upgraded, offered fully furnished, move-in ready. Spacious family room has oversized windows and doors to enhance spectacular views. Flex room can be fourth bedroom, den or office. High ceilings, gleaming engineered hardwood floors, crown moldings and wainscoting throughout. Custom kitchen cabinets, shimmering granite countertops, Sub-Zero refrigerator, built in KitchenAid oven/microwave, Bosch dishwasher and…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$13,399–$13,634/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $2,295,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 3
- Half Baths
- 1
- Living Area
- 3,456 sq ft
- Flooring
- Carpet, Tile, Wood
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Furnished
- Heating
- Electric, Heat Pump, Central
- Cooling
- Electric, Heat Pump, Central Air
- Fireplace
- 1
- Water Heater
- Electric, More Than One
- Interior Features
- Ceiling Fan(s), Central Vacuum, Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, Pantry, Walk-In Closet(s), Master Downstairs, Elevator
Exterior & Lot
- Lot Size
- 0.48 acres
- Construction
- Stucco
- Foundation
- Elevated
- Roof
- Composition
- Parking
- Attached, Garage, Golf Cart Garage
- Porch / Patio
- Patio, Deck
- View
- Ocean
- Exterior Features
- Thermo-Panes, Storage
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $1,387.76 / annually
- Regime Fee
- Yes
Financial & Terms
- List Price
- $2,295,000
- Price / Sq Ft
- $664
- Financing Accepted
- Conventional, Cash
- Zoning
- PUD
Listing activity
On the market for 51 days.
Status: Active
May 23, 2026
New Listing
May 23, 2026
Listed for sale
May 23, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 423 Wahoo Drive, Fripp Island, SC 299204 bd · 3,033 sqft | $859,000 | $283 | Oct 2025 |
| 401 Wahoo Drive, Fripp Island, SC 299204 bd · 3,007 sqft | $827,500 | $275 | Oct 2025 |
| 680 Dolphin Road, Fripp Island, SC 299204 bd · 3,001 sqft | $1,550,000 | $516 | Mar 2026 |
| 119 Ocean Creek Boulevard, Fripp Island, SC 299204 bd · 2,984 sqft | $1,165,000 | $390 | Nov 2025 |
| 12 Spy Glass Lane, Fripp Island, SC 299204 bd · 3,987 sqft | $2,622,500 | $658 | Apr 2026 |
Recent closed sales of similar homes nearby (this list price is $2,295,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
3 River Club Drive, Fripp Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~13.7 mi
Bluffton
~24 mi
Hilton Head Island
~18.6 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Charles Patty, Fripp Island Real Estate Co.
Listing data last updated May 23, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.