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PendingMLS# 196159

$1,500,000

$3472/sq ft

17 Ulmer Drive · Bluffton, SC 29910

2

Beds

2

Baths

432

Sq Ft

1964

Built

Single Family Residence$3472/sq ft17 days on market
WaterfrontRiver ViewSingle-Level LivingNo HOA

What stands out

  • Waterfront — River Front, Deep Water (Three Ft Min)
  • River views
  • Single-level living
  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Deep dock permit approved by DHEC/OCRM is in hand! Seller will convey at closing. This property is being sold for lot value/As Is. Must See!!! Extraordinary unfettered southeast views over the May River - one of the most desirable and coveted estuaries in the Lowcountry. With your new dock, you'll have easy 24/7 access to deepwater and in-shore fishing, water sports, pleasure cruising, and ingress to the intracoastal Waterway. This river front parcel is prime for your dream home, just a short golf cart ride to all…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($300,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-08 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$9,436–$9,671/mo

Principal & Interest$8,309
Property tax (owner-occ. 4%, est.)$625
Homeowners insurance (est.)$438
Flood ins. (required, est. range)$65–$300
Loan amount$1,200,000

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,500,000 price, 20% down, 7.4% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $5,667/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Living Area
432 sq ft
Levels
One
Flooring
Concrete

Exterior & Lot

Lot Size
0.41 acres
Foundation
Slab
Parking
Carport
Carport
2 spaces
View
River
Waterfront
River Front, Deep Water (Three Ft Min)

Utilities

Water
Public
Sewer
Septic Tank

Community & HOA

HOA
None

Financial & Terms

List Price
$1,500,000
Price / Sq Ft
$3472
Annual Taxes
$5,667
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 17 days.

  1. Status: Pending

    May 20, 2026

  2. Status Change

    May 20, 2026

  3. Came on market

    May 4, 2026

  4. Listed for sale

    May 3, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

17 Ulmer Drive, Bluffton, SC 29910

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~18 mi

  • Bluffton

    ~1.8 mi

  • Hilton Head Island

    ~5.2 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Michael Broadhurst, eXp Realty LLC - Bluffton.

Listing data last updated September 11, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.