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ActiveMLS# 196026

$3,300,000

$637/sq ft

18 Carrier Bluff · Bluffton, SC 29909

4

Beds

5

Baths

5,181

Sq Ft

2015

Built

Single Family Residence$637/sq ft85 days on market
WaterfrontRiver ViewPoolGarageFireplaceHOA Community

What stands out

  • Waterfront — Marsh, Deep Water (Three Ft Min)
  • River views
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Porch, Front Porch
  • 0.6-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Along the banks of the Okatie River, this remarkable Lowcountry retreat was designed to feel as though it has always belonged to the landscape. Created by renowned architect Gerry Cowart and built by Yestermorrow, the home is thoughtfully nestled beneath sprawling oaks to capture sweeping marsh and river views from nearly every angle. Savannah brick accents, gas lanterns, and natural materials create an authentic sense of place rooted in classic Lowcountry design. Inside, reclaimed hardwood floors, extensive millwo…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($660,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-13 — a benchmark, not your rate.

Estimated all-in monthly

$19,320/mo

Principal & Interest$16,983
Property tax (owner-occ. 4%, est.)$1,375
Homeowners insurance (est.)$963
Loan amount$2,640,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $3,300,000 price, 20% down, 6.67% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
4
Half Baths
2
Living Area
5,181 sq ft
Levels
Two
Flooring
Tile, Wood, Brick
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer, Wine Cooler
Heating
Heat Pump
Cooling
Central Air
Fireplace
1
Interior Features
Pantry, Master Downstairs

Exterior & Lot

Lot Size
0.6 acres
Construction
Composite Siding
Roof
Metal
Parking
Detached, Garage, Golf Cart Garage
Porch / Patio
Screened Porch, Porch, Front Porch
Pool
Community, Heated, Pool/Spa Combo
View
River
Waterfront
Marsh, Deep Water (Three Ft Min)
Exterior Features
Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$3,300,000
Price / Sq Ft
$637
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 85 days.

  1. Status: Active

    Aug 15, 2026

  2. Back On Market

    Aug 15, 2026

  3. Came on market

    Aug 15, 2026

  4. Listed for sale

    Apr 10, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $1,070,895–$3,132,062 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
6 Victory Point Circle, Bluffton, SC 299104 bd · 5,346 sqft$1,105,000$207Nov 2025
51 Rose Hill Drive, Bluffton, SC 299104 bd · 5,008 sqft$1,390,000$278Jul 2026
14 Ghost Pony Road, Bluffton, SC 299104 bd · 4,710 sqft$1,575,000$334Mar 2026
18 Ballybunion Way, Bluffton, SC 299104 bd · 4,549 sqft$2,750,000$605Jun 2026
323 Good Hope Road, Bluffton, SC 299094 bd · 4,505 sqft$1,694,000$376Jan 2026

Recent closed sales of similar homes nearby (this list price is $3,300,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

18 Carrier Bluff, Bluffton, SC 29909

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~15.3 mi

  • Bluffton

    ~6.9 mi

  • Hilton Head Island

    ~11.8 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Danielle Strock, Charter One Realty.

Listing data last updated August 17, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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