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ActiveMLS# 192249

$369,000

$406/sq ft

189 Beach Club Villa Drive · Fripp Island, SC 29920

2

Beds

2

Baths

908

Sq Ft

1983

Built

Condominium$406/sq ft300 days on market
HOA Community

What stands out

  • Outdoor living: Screened Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

***Seller to pay Special Assessment Balance*** Welcome to your island retreat at Fripp Island's centrally located Beach Club Villas. This beautifully updated 2-bedroom, 2-bathroom villa is perfectly situated on the second floor, offering unobstructed marsh views that can be enjoyed from your private screened porch. Inside, the kitchen has been thoughtfully upgraded with granite countertops and stainless steel appliances, blending modern convenience with coastal charm. The villa is tastefully decorated in a coastal…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($73,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$2,296–$2,531/mo

Principal & Interest$1,860
Property tax (owner-occ. 4%, est.)$154
Homeowners insurance (est.)$108
HOA dues$110
Flood ins. (required, est. range)$65$300
Loan amount$295,200
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $369,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Living Area
908 sq ft
Flooring
Tile, Vinyl
Appliances
Electric Range, Dishwasher, Refrigerator, Dryer, Washer
Water Heater
Electric

Exterior & Lot

Porch / Patio
Screened Porch

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,322 / annually
Regime Fee
Yes

Financial & Terms

List Price
$369,000
Price / Sq Ft
$406
Financing Accepted
Conventional, Cash
Zoning
PUD

Listing activity

On the market for 300 days.

  1. Status: Active

    Aug 29, 2025

  2. New Listing

    Aug 29, 2025

  3. Listed for sale

    Aug 29, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $333,255–$416,939).
Sold homeSold price$/sqftClosed
195 Beach Club Villa Drive 195, Fripp Island, SC 299202 bd · 908 sqft$335,000$369Apr 2026
159 Beach Club Villa Drive 159, Fripp Island, SC 299202 bd · 940 sqft$345,000$367Feb 2026
160 Beach Club Villa Drive 160, Fripp Island, SC 299202 bd · 940 sqft$350,000$372Oct 2025
175 Beach Club Villa, Fripp Island, SC 299202 bd · 940 sqft$350,000$372Sep 2025
731 N Hampton Court 731, Fripp Island, SC 299202 bd · 980 sqft$450,000$459May 2026

Recent closed sales of similar homes nearby (this list price is $369,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

189 Beach Club Villa Drive 189, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.7 mi

  • Bluffton

    ~22.9 mi

  • Hilton Head Island

    ~17.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Heather Fortson, Fripp Island Real Estate Co.

Listing data last updated August 29, 2025.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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