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ActiveMLS# 196453

$399,000

$244/sq ft

20 Heron Walk · Okatie, SC 29909

3

Beds

2

Baths

1,636

Sq Ft

1988

Built

Townhouse$244/sq ft58 days on market
WaterfrontGolf Course ViewPond ViewPoolGarageFireplaceHOA CommunityVA-Friendly Financing

What stands out

  • Waterfront — Lagoon
  • Golf Course, Pond views
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Deck, Front Porch
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Enjoy island living in this beautifully updated 3 bedroom with primary on the first floor 2 bath villa in the gated Callawassie Island community. Recent improvements include a 2020 roof, 2022 HVAC, updated kitchen with new granite countertops & backsplash, induction stove & microwave (2023), plus new windows, flooring and new upstairs bath. Exterior painted in 2024 & decks painted in 2026. Screened porch. Golf cart garage included for easy community access & coastal lifestyle convenience. Callawassie Island is a Pr…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$2,802/mo

Principal & Interest$2,519
Property tax (owner-occ. 4%, est.)$166
Homeowners insurance (est.)$116
Loan amount$399,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $399,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,024/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Living Area
1,636 sq ft
Levels
Two
Flooring
Tile, Luxury Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Auto/Gar/Opener, Dryer, Washer
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Water Heater
Gas
Interior Features
Ceiling Fan(s), Tray Ceiling(s), Master Downstairs

Exterior & Lot

Lot Size
0.26 acres
Construction
Cedar
Foundation
Crawl
Roof
Composition
Parking
Golf Cart Garage
Porch / Patio
Screened Porch, Deck, Front Porch
Pool
Community
View
Golf Course, Pond
Waterfront
Lagoon
Exterior Features
Thermo-Panes, Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)
Regime Fee
Yes

Financial & Terms

List Price
$399,000
Price / Sq Ft
$244
Annual Taxes
$1,024
Financing Accepted
Conventional, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 58 days.

  1. Status: Active

    May 20, 2026

  2. New Listing

    May 20, 2026

  3. Came on market

    May 20, 2026

  4. Listed for sale

    May 18, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $374,116–$468,164).
Sold homeSold price$/sqftClosed
632 Hulston Landing Road, Okatie, SC 299093 bd · 1,618 sqft$370,000$229Jun 2026
19 Whispering Oaks Circle, Okatie, SC 299093 bd · 1,660 sqft$400,000$241Apr 2026
357 Bluff Point Lane, Okatie, SC 299093 bd · 1,590 sqft$455,000$286Jun 2026
147 Oakesdale Drive, Okatie, SC 299093 bd · 1,764 sqft$490,500$278Jun 2026
74 Whispering Oaks Circle, Okatie, SC 299093 bd · 1,482 sqft$365,000$246Mar 2026

Recent closed sales of similar homes nearby (this list price is $399,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

20 Heron Walk, Okatie, SC 29909

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~12.9 mi

  • Bluffton

    ~6.4 mi

  • Hilton Head Island

    ~9.9 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Nell Kleinhans, Coastal R. E. Solutions II.

Listing data last updated July 13, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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