$399,000
$232/sq ft21 Andover Place · Bluffton, SC 29909
2
Beds
2
Baths
1,722
Sq Ft
1999
Built
What stands out
- Trees/Woods views
- Single-level living
- Garage parking
- Private pool
- Outdoor living: Screened Porch, Rear Porch
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Welcome to this beautifully updated Andover Cottage in Sun City Hilton Head. This charming 2-bedroom, 2-bath plus a office/den home features a bright and inviting four-season room that flows seamlessly into the living area, creating the perfect space for relaxing or entertaining year-round. The updated kitchen offers abundant cabinetry and storage, along with modern finishes and functionality for everyday living. Enjoy comfortable, low-maintenance living in one of the area's most sought-after active adult communiti…
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Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-09-10 — a benchmark, not your rate.
Estimated all-in monthly
$2,355/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $399,000 price, 20% down, 6.76% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,306/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Living Area
- 1,722 sq ft
- Levels
- One
- Flooring
- Tile, Luxury Vinyl
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Dryer, Washer
- Heating
- Electric, Central
- Cooling
- Central Air
- Interior Features
- Ceiling Fan(s)
Exterior & Lot
- Lot Size
- 0.1 acres
- Construction
- Vinyl Siding, Stucco
- Foundation
- Raised
- Roof
- Composition
- Parking
- Driveway, Garage
- Porch / Patio
- Screened Porch, Rear Porch
- Pool
- Community
- View
- Trees/Woods
- Exterior Features
- Rain Gutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $1,044
Financial & Terms
- List Price
- $399,000
- Price / Sq Ft
- $232
- Annual Taxes
- $1,306
- Financing Accepted
- Conventional, Fha, Cash
- Zoning
- Residential
Listing activity
On the market for 64 days.
Price Reduced
Sep 11, 2026
Status: Active
Jul 20, 2026
Came on market
Jul 20, 2026
Listed for sale
Jun 1, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 56 Gatewood Lane, Bluffton, SC 299102 bd · 1,755 sqft | $540,000 | $308 | Sep 2026 |
| 28 Rolling River Drive, Bluffton, SC 299102 bd · 1,913 sqft | $473,500 | $248 | Sep 2026 |
| 12 French Garden Lane, Bluffton, SC 299092 bd · 1,918 sqft | $440,000 | $229 | Aug 2026 |
| 47 Ocoee Drive, Bluffton, SC 299102 bd · 1,966 sqft | $565,000 | $287 | Aug 2026 |
| 10 Canebrake Lane, Bluffton, SC 299102 bd · 1,451 sqft | $523,000 | $360 | Aug 2026 |
Recent closed sales of similar homes nearby (this list price is $399,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
21 Andover Place, Bluffton, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~20.7 mi
Bluffton
~7.5 mi
Hilton Head Island
~13.9 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Ruthanne Blackmon, Real Broker LLC.
Listing data last updated September 11, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.