$775,000
$256/sq ft21 Cutter Circle · Bluffton, SC 29909
3
Beds
2.5
Baths
3,031
Sq Ft
1999
Built
What stands out
- Trees/Woods views
- Garage parking
- Fireplace
- Private pool
- Outdoor living: Screened Porch, Patio
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Large side yards providing a lot of privacy! MOTIVATED SELLER is a part-time resident and wishes to sell this lovely Ariele model in beautiful Riverbend with an enormous amount of amenities for low POA/HOA making it one of the most desirable communities in Bluffton/HH. 3 bedrooms or 2 plus den/office, 2.5 baths, a large gorgeous Great Rm with windows from floor to ceiling, plus tall ceilings & a formal Dining area, Carolina Rm would be great for a Baby Grand Piano, a pool table, game table or Just as a lovel…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly
$4,699/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $775,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $10,766/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 3,031 sq ft
- Flooring
- Carpet, Tile, Wood
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer, Tankless Water Heater
- Heating
- Natural Gas, Central
- Cooling
- Electric, Central Air
- Fireplace
- 1
- Water Heater
- Tankless
- Interior Features
- Ceiling Fan(s), Double Vanity, Entrance Foyer
Exterior & Lot
- Lot Size
- 0.27 acres
- Construction
- Composite Siding
- Roof
- Composition
- Parking
- Garage
- Porch / Patio
- Screened Porch, Patio
- Pool
- Community
- View
- Trees/Woods
- Exterior Features
- Rain Gutters, Hurricane Shutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $2,820 / annually
Financial & Terms
- List Price
- $775,000
- Price / Sq Ft
- $256
- Annual Taxes
- $10,766
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 377 days.
Status: Active
Jun 29, 2026
Price Change
Jun 29, 2026
Came on market
Jun 29, 2026
Listed for sale
Jun 26, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 3 Oldfield Village Road, Bluffton, SC 299093 bd · 2,526 sqft | $900,000 | $356 | Jul 2026 |
| 81 Sifted Grain Road, Bluffton, SC 299093 bd · 2,521 sqft | $485,000 | $192 | Jun 2026 |
| 319 Bridge View Lane, Bluffton, SC 299103 bd · 2,459 sqft | $527,990 | $215 | Jun 2026 |
| 14 Ashford Place, Bluffton, SC 299104 bd · 3,150 sqft | $880,000 | $279 | Jul 2026 |
| 185 Fernleaf Lane, Bluffton, SC 299093 bd · 2,437 sqft | $750,000 | $308 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $775,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
21 Cutter Circle, Bluffton, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~17.6 mi
Bluffton
~6.5 mi
Hilton Head Island
~12.3 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Rosemary LaRose-Gerken, RE/MAX Island Realty Inc..
Listing data last updated June 30, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.