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ActivePrice ReducedMLS# 194191

$469,900

$216/sq ft

21 Mainland Lakes Drive · Bluffton, SC 29910

4

Beds

3

Baths

2,175

Sq Ft

2021

Built

Single Family Residence$216/sq ft172 days on market
WaterfrontTrees/Woods ViewWater ViewPoolGarageSingle-Level LivingFenced YardHOA CommunityVA-Friendly Financing

What stands out

  • Waterfront — Lagoon
  • Trees/Woods, Water views
  • Single-level living
  • Garage parking
  • Private pool
  • Outdoor living: Patio, Porch
  • Fenced yard
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Private lagoon and wooded views. Gated community living. Rare in-law suite with private entrance. Prime Bluffton location near Savannah. This 2021 Palmera II model is positioned on a premium lot in the gated The Lakes at New Riverside community and offers one of the most private settings in the neighborhood, overlooking a tranquil lagoon and protected wooded area with direct access to the New Riverside Trail system. Inside, the open-concept layout creates seamless flow from the foyer into expansive living and…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$3,447/mo

Principal & Interest$2,967
Property tax (owner-occ. 4%, est.)$196
Homeowners insurance (est.)$137
HOA dues$147
Loan amount$469,900
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $469,900 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,997/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
3
Living Area
2,175 sq ft
Levels
One
Flooring
Laminate
Appliances
Gas Range, Microwave, Dishwasher, Refrigerator, Dryer
Heating
Natural Gas, Central
Cooling
Central Air
Water Heater
Electric
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.16 acres
Construction
Stone Veneer, Vinyl Siding
Foundation
Slab
Roof
Composition
Parking
Garage
Porch / Patio
Patio, Porch
Fencing
Full
Pool
Community
View
Trees/Woods, Water
Waterfront
Lagoon
Exterior Features
Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$147 / monthly

Financial & Terms

List Price
$469,900
Price / Sq Ft
$216
Annual Taxes
$2,997
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 172 days — and previously listed before this run (273 days across all listings).

  1. Price Reduced

    Jun 24, 2026

  2. Status: Active

    Jan 24, 2026

  3. Came on market

    Jan 24, 2026

  4. Listed for sale

    Jan 19, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $450,032–$606,037).
Sold homeSold price$/sqftClosed
10 Benton Circle, Bluffton, SC 299104 bd · 2,344 sqft$485,000$207Jun 2026
239 Hulston Landing Road, Bluffton, SC 299094 bd · 2,386 sqft$525,000$220Jun 2026
7 Lakeside Drive, Bluffton, SC 299104 bd · 1,938 sqft$540,000$279Jun 2026
57 Mainland Lakes Drive, Bluffton, SC 299104 bd · 2,438 sqft$508,000$208Jun 2026
169 Pinecrest Drive, Bluffton, SC 299103 bd · 2,244 sqft$555,000$247Jun 2026

Recent closed sales of similar homes nearby (this list price is $469,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

21 Mainland Lakes Drive, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~22.6 mi

  • Bluffton

    ~6.1 mi

  • Hilton Head Island

    ~12.2 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Amanda West, Greco Group Brokered by eXp.

Listing data last updated July 4, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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