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ActiveMLS# 197703

$560,000

$284/sq ft

21 Sea Island Drive · Bluffton, SC 29910

4

Beds

2.5

Baths

1,971

Sq Ft

2000

Built

Single Family Residence$284/sq ft3 days on market
Trees/Woods ViewPoolGarageHOA Community

What stands out

  • Trees/Woods views
  • Garage parking
  • Private pool
  • Outdoor living: Screened Porch, Patio

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Set on a private wooded lot in the gated golf community of Island west, this beautifully appointed 4 BR, 2.5 BA home offers space, privacy, and plenty of natural light. The impressive great room showcases soaring 20+ ft. ceilings, a dramatic wall of windows, and an elegant crystal chandelier that creates a stunning focal point. The spacious eat-in kitchen offers granite countertops and stainless steel appliances. The first-floor primary suite includes a walk-in closet, soaking tub, and separate shower. Upstairs are…

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Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($112,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-13 — a benchmark, not your rate.

Estimated all-in monthly

$3,431/mo

Principal & Interest$2,882
Property tax (owner-occ. 4%, est.)$233
Homeowners insurance (est.)$163
HOA dues$152
Loan amount$448,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $560,000 price, 20% down, 6.67% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,835/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
2
Half Baths
1
Living Area
1,971 sq ft
Flooring
Carpet, Tile, Wood
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
Heating
Central
Cooling
Central Air
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.32 acres
Parking
Driveway, Garage
Porch / Patio
Screened Porch, Patio
Pool
Community
View
Trees/Woods
Exterior Features
Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,827 / annually

Financial & Terms

List Price
$560,000
Price / Sq Ft
$284
Annual Taxes
$1,835
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 3 days.

  1. Status: Active

    Aug 17, 2026

  2. New Listing

    Aug 17, 2026

  3. Came on market

    Aug 17, 2026

  4. Listed for sale

    Aug 10, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $354,263–$449,272 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
36 Sandy Pointe Drive, Bluffton, SC 299104 bd · 1,906 sqft$399,000$209Aug 2026
27 Trail Ridge Retreat, Bluffton, SC 299104 bd · 2,038 sqft$402,884$198Aug 2026
11 Grand Willow Way, Bluffton, SC 299104 bd · 2,040 sqft$465,000$228Aug 2026
9 Cabbage Palm Lane, Bluffton, SC 299104 bd · 1,893 sqft$407,500$215Jul 2026
2092 Blakers Boulevard, Bluffton, SC 299094 bd · 2,058 sqft$369,900$180Jul 2026

Recent closed sales of similar homes nearby (this list price is $560,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

21 Sea Island Drive, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~17.6 mi

  • Bluffton

    ~4.6 mi

  • Hilton Head Island

    ~10.6 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Gregory Goodrich, Dunes Real Estate, Ltd.

Listing data last updated August 18, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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