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ActivePrice ReducedMLS# 197703

$549,900

$279/sq ft

21 Sea Island Drive · Bluffton, SC 29910

4

Beds

2.5

Baths

1,971

Sq Ft

2000

Built

Single Family Residence$279/sq ft52 days on market
Trees/Woods ViewPoolGarageHOA Community

What stands out

  • Trees/Woods views
  • Garage parking
  • Private pool
  • Outdoor living: Screened Porch, Patio

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Set on a private wooded lot in the gated golf community of Island west, this beautifully appointed 4 BR, 2.5 BA home offers space, privacy, and plenty of natural light. The impressive great room showcases soaring 20+ ft. ceilings, a dramatic wall of windows, and an elegant crystal chandelier that creates a stunning focal point. The spacious eat-in kitchen offers granite countertops and stainless steel appliances. The first-floor primary suite includes a walk-in closet, soaking tub, and separate shower. Upstairs are…

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Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($109,980)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-01 — a benchmark, not your rate.

Estimated all-in monthly

$3,551/mo

Principal & Interest$3,010
Property tax (owner-occ. 4%, est.)$229
Homeowners insurance (est.)$160
HOA dues$152
Loan amount$439,920
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $549,900 price, 20% down, 7.28% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,835/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
2
Half Baths
1
Living Area
1,971 sq ft
Flooring
Carpet, Tile, Wood
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
Heating
Central
Cooling
Central Air
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.32 acres
Parking
Driveway, Garage
Porch / Patio
Screened Porch, Patio
Pool
Community
View
Trees/Woods
Exterior Features
Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,827 / annually

Financial & Terms

List Price
$549,900
Price / Sq Ft
$279
Annual Taxes
$1,835
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 52 days.

  1. Price Reduced

    Sep 21, 2026

  2. Status: Active

    Aug 17, 2026

  3. Came on market

    Aug 17, 2026

  4. Listed for sale

    Aug 10, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $356,648–$441,853 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
21 Mainland Lakes Drive, Bluffton, SC 299104 bd · 2,175 sqft$465,000$214Sep 2026
201 Cotton Field Lane E, Bluffton, SC 299104 bd · 1,762 sqft$395,000$224Sep 2026
10 Baywood Court, Bluffton, SC 299104 bd · 2,180 sqft$459,000$211Sep 2026
257 Stoney Crossing, Bluffton, SC 299103 bd · 1,984 sqft$359,000$181Sep 2026
20 Abbotsbury Place, Bluffton, SC 299103 bd · 1,884 sqft$420,000$223Sep 2026

Recent closed sales of similar homes nearby (this list price is $549,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

21 Sea Island Drive, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~17.6 mi

  • Bluffton

    ~4.6 mi

  • Hilton Head Island

    ~10.6 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Gregory Goodrich, Dunes Real Estate, Ltd.

Listing data last updated September 28, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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