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ActivePrice ReducedMLS# 195607

$2,389,000

$436/sq ft

21 Waterside Drive · Beaufort, SC 29907

5

Beds

5.5

Baths

5,481

Sq Ft

1997

Built

Single Family Residence$436/sq ft80 days on market
WaterfrontWater ViewGarageFireplaceFenced YardHOA Community

What stands out

  • Waterfront — Deep Water (Three Ft Min)
  • Water views
  • Garage parking
  • 2 fireplaces
  • Outdoor living: Covered Patio, Porch
  • Fenced yard

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Perched atop one of Beaufort's rare deep-water bluffs, 21 Waterside Drive offers panoramic coastal views, private dock access, and a front-row seat to Lowcountry living just minutes from historic downtown Beaufort. Located within the sought-after Newpoint community on Lady's Island, just moments from downtown, the property reflects the timeless character of the Lowcountry--refined, understated, and deeply connected to its surroundings. Spanning approximately 5,481 square feet, the residence is designed with b…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($477,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$13,760/mo

Principal & Interest$12,068
Property tax (owner-occ. 4%, est.)$995
Homeowners insurance (est.)$697
Loan amount$1,911,200
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $2,389,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
5
Full Baths
5
Half Baths
1
Living Area
5,481 sq ft
Flooring
Carpet, Tile, Wood
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Fire Alarm, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Wine Cooler, Built-In Electric Oven
Heating
Electric, Central
Cooling
Electric, Central Air
Fireplace
2
Water Heater
Electric

Exterior & Lot

Lot Size
0.29 acres
Construction
HardiPlank Type
Foundation
Elevated
Roof
Composition
Parking
Garage
Porch / Patio
Covered Patio, Porch
Fencing
Partial
View
Water
Waterfront
Deep Water (Three Ft Min)

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$2,389,000
Price / Sq Ft
$436
Financing Accepted
Conventional, Cash
Zoning
PUD

Listing activity

On the market for 80 days — and previously listed before this run (102 days across all listings).

  1. Price Reduced

    Jun 19, 2026

  2. Status: Active

    Apr 24, 2026

  3. Came on market

    Apr 24, 2026

  4. Listed for sale

    Apr 2, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $1,446,848–$2,903,292).
Sold homeSold price$/sqftClosed
39 Ridge Road, Beaufort, SC 299075 bd · 5,497 sqft$1,675,000$305Aug 2025
31 Anchorage Way, Beaufort, SC 299025 bd · 5,286 sqft$2,800,000$530Sep 2025
34 Oak Pond Passage, Beaufort, SC 299065 bd · 4,687 sqft$1,835,000$392May 2026
52 Sheffield Avenue, Beaufort, SC 299075 bd · 4,355 sqft$1,200,000$276Aug 2025
21 Cameroon Drive, Beaufort, SC 299075 bd · 4,186 sqft$1,105,000$264Apr 2026

Recent closed sales of similar homes nearby (this list price is $2,389,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

21 Waterside Drive, Beaufort, SC 29907

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~1.3 mi

  • Bluffton

    ~18.5 mi

  • Hilton Head Island

    ~16.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Sara Miller, Lowcountry Real Estate.

Listing data last updated July 9, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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