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ActiveMLS# 197593

$2,499,000

$328/sq ft

601 Bay Street · Beaufort, SC 29902

6

Beds

6.5

Baths

7,616

Sq Ft

1852

Built

Single Family Residence$328/sq ft4 days on market
Water ViewFireplaceNo HOA

What stands out

  • Water views
  • 5 fireplaces
  • Outdoor living: Patio, Porch
  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

In 1976, George Cantor, travel editor of the Detroit Free Press visited Beaufort, SC. It was his custom, when traveling through ''fine, atmospheric towns'' to play a game called ''After I Make the Bundle, This Is Where I Settle Down and Get Serious About Writing in That House Right Over There''. Cantor wrote - ''I saw my ideal house almost every time I turned a corner''. However, his first choice, as the clear-cut winner, was the Waterhouse home, which is better known as The Lewis Reeve Sams House, after its builde…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($499,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-30 — a benchmark, not your rate.

Estimated all-in monthly

$14,618/mo

Principal & Interest$12,847
Property tax (owner-occ. 4%, est.)$1,041
Homeowners insurance (est.)$729
Loan amount$1,999,200
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $2,499,000 price, 20% down, 6.66% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
6
Full Baths
6
Half Baths
1
Living Area
7,616 sq ft
Levels
Two
Flooring
Tile, Wood, Stone
Appliances
Gas Range, Dishwasher, Refrigerator, Disposal, Ice Maker, Vent Exhaust Fan, Cable TV/Available
Heating
Heat Pump, Zoned
Cooling
Heat Pump, Zoned
Fireplace
5

Exterior & Lot

Lot Size
0.47 acres
Construction
Cedar, Other
Roof
Other
Porch / Patio
Patio, Porch
View
Water
Exterior Features
Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
None

Financial & Terms

List Price
$2,499,000
Price / Sq Ft
$328
Financing Accepted
Conventional, Fha, Cash
Zoning
Residential

Listing activity

On the market for 4 days.

  1. Status: Active

    Aug 3, 2026

  2. New Listing

    Aug 3, 2026

  3. Came on market

    Aug 3, 2026

  4. Listed for sale

    Aug 1, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

601 Bay Street, Beaufort, SC 29902

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~0.1 mi

  • Bluffton

    ~17.4 mi

  • Hilton Head Island

    ~15.6 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Allison Sutcliffe Greco, Greco Group Brokered by eXp.

Listing data last updated August 3, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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