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ActiveMLS# 198558

$649,000

$347/sq ft

217 Locust Fence Road · St. Helena Island, SC 29920

3

Beds

2

Baths

1,868

Sq Ft

1997

Built

Single Family Residence$347/sq ft2 days on market
Golf Course ViewPoolGarageSingle-Level LivingFireplaceHOA CommunityVA-Friendly Financing

What stands out

  • Golf Course views
  • Single-level living
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Patio
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Start living the Dataw Island dream in this beautifully renovated and meticulously maintained 3-bedroom, 2-bath home offering stylish one-level living and gorgeous golf-course views. The open, airy floor plan features hardwood flooring throughout, cathedral ceilings, beautiful trim work, designer lighting, and abundant natural light. The inviting Great Room showcases a shiplap gas fireplace with custom built-ins, soaring ceilings, and a wall of windows and doors opening to the spectacular screened porch. The adjac…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-08 — a benchmark, not your rate.

Estimated all-in monthly

$5,295/mo

Principal & Interest$4,494
Property tax (owner-occ. 4%, est.)$270
Homeowners insurance (est.)$189
HOA dues$342
Loan amount$649,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $649,000 price, 0% down, 7.4% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,668/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Living Area
1,868 sq ft
Levels
One
Flooring
Tile, Wood
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Fire Alarm, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Furnished, Wine Refrigerator
Heating
Electric, Heat Pump
Cooling
Electric, Heat Pump
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s), Cathedral Ceiling(s), Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, Double Closets, Master Downstairs

Exterior & Lot

Lot Size
0.16 acres
Construction
HardiPlank Type
Foundation
Slab
Roof
Composition
Parking
Driveway, Garage, Paved
Porch / Patio
Screened Porch, Patio
Pool
Community
View
Golf Course
Exterior Features
Outdoor Grill, Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,026.75 / quarterly

Financial & Terms

List Price
$649,000
Price / Sq Ft
$347
Annual Taxes
$1,668
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
PUD

Listing activity

On the market for 2 days.

  1. Status: Active

    Oct 8, 2026

  2. New Listing

    Oct 8, 2026

  3. Listed for sale

    Oct 8, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $278,023–$595,552 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
1973 Seaside Road, St. Helena Island, SC 299203 bd · 1,920 sqft$550,000$286Aug 2026
636 S Reeve Road, St. Helena Island, SC 299203 bd · 1,929 sqft$615,000$319Jul 2026
20 Jb Lane, St. Helena Island, SC 299203 bd · 1,716 sqft$350,000$204Jul 2026
32 W Cedar Road, St. Helena Island, SC 299203 bd · 2,052 sqft$507,000$247Jul 2026
967 Sea Island Parkway, St. Helena Island, SC 299203 bd · 1,673 sqft$249,000$149Sep 2026

Recent closed sales of similar homes nearby (this list price is $649,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

217 Locust Fence Road, St. Helena Island, SC 29920

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~5.4 mi

  • Bluffton

    ~21.7 mi

  • Hilton Head Island

    ~18.6 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Teresa Eller, BHHS Bay Street Realty.

Listing data last updated October 8, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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