$650,000
$357/sq ft23 Middle Island Street · Beaufort, SC 29907
3
Beds
2.5
Baths
1,820
Sq Ft
2023
Built
What stands out
- Pool, Pond views
- Attached garage
- Private pool
- Outdoor living: Screened Porch, Patio, Porch, Front Porch
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Welcome to 23 Middle Island Street in Camellia Banks -- a coveted, active waterfront community just 3 miles from historic downtown Beaufort. Immaculate and meticulously maintained, this nearly-new home offers the perfect blend of coastal Lowcountry living, thoughtful upgrades, and effortless indoor-outdoor entertaining with a heated and chilled pool featuring an electric safety cover! And the location is hard to beat -- just minutes from shopping and dining, and approximately 7 minutes to Sands Beach and 20 minutes…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-10-01 — a benchmark, not your rate.
Estimated all-in monthly
$5,075/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $650,000 price, 0% down, 7.28% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 1,820 sq ft
- Levels
- Two
- Flooring
- Tile, Luxury Vinyl
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator
- Heating
- Electric, Central
- Cooling
- Electric, Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), High Ceilings, Walk-In Closet(s)
Exterior & Lot
- Lot Size
- 0.14 acres
- Construction
- Composite Siding
- Foundation
- Slab
- Roof
- Composition
- Parking
- Attached, Garage
- Porch / Patio
- Screened Porch, Patio, Porch, Front Porch
- Pool
- In Ground, Outdoor Pool, Private
- View
- Pool, Pond
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- HOA Fee
- $500 / quarterly
Financial & Terms
- List Price
- $650,000
- Price / Sq Ft
- $357
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 28 days.
Status: Active
Sep 10, 2026
New Listing
Sep 10, 2026
Came on market
Sep 10, 2026
Listed for sale
Sep 3, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 2106 North Street, Beaufort, SC 299023 bd · 1,788 sqft | $660,000 | $369 | Sep 2026 |
| 7 Canton Row, Beaufort, SC 299063 bd · 1,870 sqft | $725,000 | $388 | Oct 2026 |
| 32 Christine Drive, Beaufort, SC 299073 bd · 1,900 sqft | $432,000 | $227 | Sep 2026 |
| 4355 Quail Drive, Beaufort, SC 299063 bd · 1,728 sqft | $329,900 | $191 | Sep 2026 |
| 271 Boxwood Lane, Beaufort, SC 299073 bd · 1,671 sqft | $482,212 | $289 | Sep 2026 |
Recent closed sales of similar homes nearby (this list price is $650,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisQuestions about this home?
Ask a local agent — we'll get back to you with real answers, usually same day.
Location
23 Middle Island Street, Beaufort, SC 29907
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~1.9 mi
Bluffton
~17.9 mi
Hilton Head Island
~15.4 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Laura Hart, Greco Group Brokered by eXp.
Listing data last updated September 28, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.