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ActivePrice ReducedMLS# 191344

$699,000

$464/sq ft

2302 Stuart Street · Beaufort, SC 29902

2

Beds

2

Baths

1,506

Sq Ft

2014

Built

Single Family Residence$464/sq ft150 days on market
Trees/Woods ViewFireplaceNo HOAVA-Friendly Financing

What stands out

  • Trees/Woods views
  • Fireplace
  • Outdoor living: Screened Porch, Covered Patio, Deck, Porch
  • No HOA
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

An exceptional architectural residence in one of downtown Beaufort's most coveted neighborhoods, this cedar shake home was thoughtfully designed to honor the timeless character of the Lowcountry while embracing modern living. Just moments from Bay Street, Waterfront Park, the marina, and the Spanish Moss Trail, the location is every bit as remarkable as the home itself. Built by Chuck Ferguson and inspired by classic 19th century architecture, the home is nestled beneath moss draped live oaks, camellias, and azale…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$4,909/mo

Principal & Interest$4,414
Property tax (owner-occ. 4%, est.)$291
Homeowners insurance (est.)$204
Loan amount$699,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $699,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,730/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Living Area
1,506 sq ft
Appliances
Gas Range, Dishwasher, Refrigerator, Disposal, Ice Maker, Vent Exhaust Fan, Cable TV/Available, Tankless Water Heater
Heating
Heat Pump
Cooling
Heat Pump
Fireplace
1
Water Heater
Tankless
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.24 acres
Construction
Cedar
Foundation
Raised
Roof
Composition
Parking
Driveway
Porch / Patio
Screened Porch, Covered Patio, Deck, Porch
View
Trees/Woods
Exterior Features
Storage, Hurricane Shutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
None

Financial & Terms

List Price
$699,000
Price / Sq Ft
$464
Annual Taxes
$3,730
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 150 days.

  1. Price Reduced

    Jun 30, 2026

  2. Status: Active

    Feb 19, 2026

  3. Came on market

    Feb 19, 2026

  4. Listed for sale

    Feb 13, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $316,730–$478,908 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
2620 Mossy Oaks Road, Beaufort, SC 299023 bd · 1,500 sqft$477,000$318Jul 2026
23 Bay Breeze Lane, Beaufort, SC 299073 bd · 1,474 sqft$310,000$210Jun 2026
2669 Broad Street, Beaufort, SC 299023 bd · 1,540 sqft$465,000$302Jun 2026
274 Brickyard Point Road S, Beaufort, SC 299073 bd · 1,545 sqft$399,000$258Jul 2026
44 Telfair Drive, Beaufort, SC 299073 bd · 1,466 sqft$433,000$295Jul 2026

Recent closed sales of similar homes nearby (this list price is $699,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

2302 Stuart Street, Beaufort, SC 29902

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~1 mi

  • Bluffton

    ~16.7 mi

  • Hilton Head Island

    ~15.2 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Elijah L Harris, Greco Group Brokered by eXp.

Listing data last updated June 30, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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