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ActiveMLS# 197771

$530,000

$560/sq ft

714 Charles Street · Beaufort, SC 29902

2

Beds

1

Baths

947

Sq Ft

1937

Built

Single Family Residence$560/sq ft1 day on market
Downtown ViewSingle-Level LivingFenced YardNo HOAVA-Friendly Financing

What stands out

  • Downtown views
  • Single-level living
  • Outdoor living: Patio, Covered Patio, Porch, Covered, Front Porch
  • Fenced yard
  • No HOA
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Whether you're looking to make Downtown Beaufort home, searching for a Lowcountry escape, or considering an investment opportunity, this 2-bedroom, 1-bath gem offers a rare chance to own a piece of Historic Downtown Beaufort. Set in a town celebrated among the South's prettiest, life here moves at an irresistible coastal pace. Generous front porch invites slow mornings & neighborly conversation, while the beautiful courtyard creates an intimate setting for entertaining, al fresco dinners, or quiet evenings under th…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-13 — a benchmark, not your rate.

Estimated all-in monthly

$3,785/mo

Principal & Interest$3,409
Property tax (owner-occ. 4%, est.)$221
Homeowners insurance (est.)$155
Loan amount$530,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $530,000 price, 0% down, 6.67% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $9,147/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
1
Living Area
947 sq ft
Levels
One
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.06 acres
Foundation
Crawl
Roof
Composition
Parking
Driveway
Porch / Patio
Patio, Covered Patio, Porch, Covered, Front Porch
Fencing
Partial
View
Downtown

Community & HOA

HOA
None

Financial & Terms

List Price
$530,000
Price / Sq Ft
$560
Annual Taxes
$9,147
Financing Accepted
Conventional, Va Loan, Cash
Zoning
Residential/Commercial

Listing activity

On the market for 1 day.

  1. Status: Active

    Aug 19, 2026

  2. New Listing

    Aug 19, 2026

  3. Came on market

    Aug 19, 2026

  4. Listed for sale

    Aug 13, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $226,494–$328,760 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
1506 Duke Street, Beaufort, SC 299022 bd · 960 sqft$260,000$271Jul 2026
2700 North Street, Beaufort, SC 299022 bd · 996 sqft$310,000$311Jul 2026
351 Brickyard Point Road N, Beaufort, SC 299072 bd · 840 sqft$275,000$327Aug 2026
2609 Joshua Circle, Beaufort, SC 299022 bd · 1,108 sqft$265,000$239Jul 2026
2 Abbey Row 2b, Beaufort, SC 299062 bd · 1,109 sqft$385,000$347Aug 2026

Recent closed sales of similar homes nearby (this list price is $530,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

714 Charles Street, Beaufort, SC 29902

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~0.4 mi

  • Bluffton

    ~17.6 mi

  • Hilton Head Island

    ~15.9 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Megan Feight, Maxey Blackstream Christie's.

Listing data last updated August 19, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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