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ActivePrice ReducedMLS# 195299

$1,150,000

25 Martha Lane · Bluffton, SC 29910

Unimproved Land126 days on market
WaterfrontTrees/Woods ViewNo HOA

What stands out

  • Waterfront — River Front, Deep Water/Limited Access
  • Trees/Woods views
  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Incredible opportunity for investors and builders in the heart of Alljoy, one of Bluffton's most sought-after coastal communities. This rare 1.53-acre parcel offers the potential to subdivide into multiple lots-making it one of the most compelling development opportunities currently available in the area. Located just moments from the Alljoy boat landing and surrounded by beautiful oak trees, the setting offers the authentic Bluffton lifestyle buyers are drawn to-walkable, golf cart-friendly, and deeply connected t…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($230,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-23 — a benchmark, not your rate.

Estimated all-in monthly

$6,678/mo

Principal & Interest$5,864
Property tax (owner-occ. 4%, est.)$479
Homeowners insurance (est.)$335
Loan amount$920,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,150,000 price, 20% down, 6.58% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,639/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
1.53
View
Trees/Woods
Waterfront
River Front, Deep Water/Limited Access

Utilities

Water
Public
Utilities
Water Available

Community & HOA

HOA
None

Financial & Terms

List Price
$1,150,000
Annual Taxes
$3,639
Financing Accepted
Conventional
Zoning
Residential

Listing activity

On the market for 126 days.

  1. Status: Active

    Jul 20, 2026

  2. Price Reduced

    Jul 20, 2026

  3. Came on market

    Jul 20, 2026

  4. Listed for sale

    Mar 20, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

25 Martha Lane, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~17.9 mi

  • Bluffton

    ~1.4 mi

  • Hilton Head Island

    ~5.6 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Brandon Stavola, Collins Group Realty.

Listing data last updated July 20, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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