$399,000
$263/sq ft251 Monument Street · Ridgeland, SC 29936
3
Beds
2
Baths
1,516
Sq Ft
2023
Built
What stands out
- Waterfront — Lagoon
- Trees/Woods, Pond views
- Single-level living
- Garage parking
- Fireplace
- Private pool
- Outdoor living: Patio
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Welcome home to this beautifully upgraded 3-bedroom, 2-bath residence overlooking a lagoon to woods view in Hearthstone Lakes. Thoughtfully enhanced with owner upgrades, the home features wood-look tile flooring that delivers the warmth of hardwood with exceptional durability-ideal for Lowcountry living. The open main living area is anchored by a wood-burning fireplace, soaring ceilings, and plantation shutters adding timeless charm. The kitchen shines with sparkling quartz countertops, farmhouse sink, crisp white…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly
$2,837/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $399,000 price, 0% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,598/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 1,516 sq ft
- Levels
- One
- Flooring
- Tile
- Appliances
- Microwave, Dishwasher, Refrigerator, Disposal, Cable TV/Available, Dryer, Washer
- Heating
- Central
- Cooling
- Central Air
- Fireplace
- 1
- Interior Features
- Entrance Foyer, High Ceilings, Tray Ceiling(s), Vaulted Ceiling(s)
Exterior & Lot
- Lot Size
- 0.2 acres
- Construction
- Stone Veneer, Vinyl Siding
- Foundation
- Slab
- Parking
- Garage
- Porch / Patio
- Patio
- Pool
- Community
- View
- Trees/Woods, Pond
- Waterfront
- Lagoon
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $800 / annually
Financial & Terms
- List Price
- $399,000
- Price / Sq Ft
- $263
- Annual Taxes
- $3,598
- Financing Accepted
- Conventional, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 133 days.
Status: Active
Feb 13, 2026
New Listing
Feb 13, 2026
Came on market
Feb 13, 2026
Listed for sale
Feb 3, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 62 Veil Drive, Ridgeland, SC 299363 bd · 1,518 sqft | $313,490 | $207 | Apr 2026 |
| 493 Rifle Road, Ridgeland, SC 299363 bd · 1,554 sqft | $369,990 | $238 | Jun 2026 |
| 6591 Lowcountry Drive, Ridgeland, SC 299363 bd · 1,680 sqft | $255,000 | $152 | May 2026 |
| 157 Wellington Loop, Ridgeland, SC 299362 bd · 1,500 sqft | $419,000 | $279 | Jun 2026 |
| 90 Veil Drive, Ridgeland, SC 299364 bd · 1,497 sqft | $321,300 | $215 | May 2026 |
Recent closed sales of similar homes nearby (this list price is $399,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
251 Monument Street, Ridgeland, SC 29936
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~16.9 mi
Bluffton
~9 mi
Hilton Head Island
~14.3 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Daryn Vucelik, Keller Williams Realty.
Listing data last updated February 13, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.