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ActiveMLS# 197951

$1,449,000

$486/sq ft

26 Flagship Lane · Hilton Head Island, SC 29926

4

Beds

3.5

Baths

2,980

Sq Ft

1986

Built

Single Family Residence$486/sq ft5 days on market
WaterfrontGolf Course ViewWater ViewPoolGarageFireplaceHOA Community

What stands out

  • Waterfront — Lagoon
  • Golf Course, Water views
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Deck, Porch, Covered, Front Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Located on one of the most desirable streets in Hilton Head Plantation, this inviting 4 bedroom, 3.5 bath home is filled with natural light. The spacious great room features cathedral ceilings and a wall of windows overlooking your private heated pool and a beautiful pond, with the golf course beyond, while a shiplap-accented wall is anchored by a the gas fireplace. The updated kitchen invites you to cook in style, complete with a gas range, stainless steel appliances, and quartz countertops. The large primary suit…

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Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($289,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-27 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$8,541–$8,776/mo

Principal & Interest$7,449
Property tax (owner-occ. 4%, est.)$604
Homeowners insurance (est.)$423
Flood ins. (required, est. range)$65$300
Loan amount$1,159,200
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,449,000 price, 20% down, 6.66% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,776/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
3
Half Baths
1
Living Area
2,980 sq ft
Flooring
Carpet, Tile, Wood
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Fireplace/Equipment, Dryer, Washer, Built-In Electric Oven, Tankless Water Heater
Heating
Electric, Central
Cooling
Electric, Central Air
Fireplace
1
Water Heater
Tankless
Interior Features
Ceiling Fan(s), Cathedral Ceiling(s), Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, Pantry, Recessed Lighting, Soaking Tub, Tray Ceiling(s), Walk-In Closet(s), Master Downstairs

Exterior & Lot

Lot Size
0.39 acres
Parking
Garage, Paved
Porch / Patio
Screened Porch, Deck, Porch, Covered, Front Porch
Pool
Community, Pool/Spa Combo, Private, Salt Water
View
Golf Course, Water
Waterfront
Lagoon
Exterior Features
Rain Gutters, Hot Tub

Utilities

Sewer
Public Sewer

Community & HOA

HOA Fee
$1,404

Financial & Terms

List Price
$1,449,000
Price / Sq Ft
$486
Annual Taxes
$3,776
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 5 days.

  1. Status: Active

    Aug 27, 2026

  2. New Listing

    Aug 27, 2026

  3. Came on market

    Aug 27, 2026

  4. Listed for sale

    Aug 26, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $849,159–$2,069,444).
Sold homeSold price$/sqftClosed
21 Mcintosh Road, Hilton Head Island, SC 299264 bd · 2,978 sqft$1,260,000$423Jul 2026
11 Forest Drive, Hilton Head Island, SC 299284 bd · 2,700 sqft$1,875,000$694Aug 2026
137 Heartleaf Road, Hilton Head Island, SC 299264 bd · 2,439 sqft$695,000$285Aug 2026
7 Lavender Circle, Hilton Head Island, SC 299263 bd · 3,116 sqft$1,070,000$343Aug 2026
4 Beech Hill Court, Hilton Head Island, SC 299283 bd · 3,158 sqft$1,293,000$409Jun 2026

Recent closed sales of similar homes nearby (this list price is $1,449,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

26 Flagship Lane, Hilton Head Island, SC 29926

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~12.8 mi

  • Bluffton

    ~7.2 mi

  • Hilton Head Island

    ~2.9 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Elizabeth Drake, Keller Williams Realty.

Listing data last updated August 27, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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