$370,000
$252/sq ft26 Whitebark Lane · Bluffton, SC 29909
3
Beds
2
Baths
1,470
Sq Ft
2005
Built
What stands out
- Trees/Woods views
- Single-level living
- Garage parking
- Private pool
- Outdoor living: Screened Porch, Rear Porch
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone A — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
PRISTINE Heather Model with Brand New HVAC (6/26), Newer Roof (5/20), Ceramic tile flooring, recently painted, crown molding, extended garage w/pull-down stairs for extra storage. Excellent location close to Hidden Cypress amenity center. Peaceful, private screened porch with Carolina room hidden from neighbors! Located in highly coveted Sapphire Lakes neighborhood. Current clean stucco report!
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$2,431–$2,666/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $370,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,489/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 1,470 sq ft
- Levels
- One
- Flooring
- Carpet, Tile
- Appliances
- Microwave, Dishwasher, Refrigerator, Disposal, Auto/Gar/Opener, Dryer, Washer, Built-In Electric Oven
- Heating
- Central
- Cooling
- Central Air
- Interior Features
- Ceiling Fan(s), Crown Molding, Entrance Foyer
Exterior & Lot
- Lot Size
- 0.12 acres
- Construction
- Stucco
- Foundation
- Slab
- Roof
- Composition
- Parking
- Driveway, Garage
- Porch / Patio
- Screened Porch, Rear Porch
- Pool
- Community
- View
- Trees/Woods
- Exterior Features
- Tennis Court(s), Rain Gutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- HOA Fee
- $2,820 / annually
Financial & Terms
- List Price
- $370,000
- Price / Sq Ft
- $252
- Annual Taxes
- $1,489
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 33 days.
Status: Active
Jun 10, 2026
New Listing
Jun 10, 2026
Came on market
Jun 10, 2026
Listed for sale
May 12, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 54 Whispering Oaks Circle, Bluffton, SC 299093 bd · 1,493 sqft | $373,000 | $250 | Jul 2026 |
| 6 Water Tupelo Lane, Bluffton, SC 299103 bd · 1,438 sqft | $385,000 | $268 | Jun 2026 |
| 243 Stoney Crossing, Bluffton, SC 299103 bd · 1,430 sqft | $350,000 | $245 | Jun 2026 |
| 35 Wheatfield Circle, Bluffton, SC 299103 bd · 1,525 sqft | $373,000 | $245 | Jun 2026 |
| 75 Spring Beauty Drive, Bluffton, SC 299093 bd · 1,388 sqft | $400,000 | $288 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $370,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
26 Whitebark Lane, Bluffton, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~21.7 mi
Bluffton
~8.1 mi
Hilton Head Island
~14.6 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Amy Friedman, The HomesFinder Realty Group.
Listing data last updated July 8, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.