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ActiveMLS# 195248

$987,500

$309/sq ft

272 Moss Creek Drive · Hilton Head Island, SC 29926

4

Beds

3

Baths

3,200

Sq Ft

2000

Built

Single Family Residence$309/sq ft145 days on market
WaterfrontGolf Course ViewPoolGarageFireplaceHOA Community

What stands out

  • Waterfront — Marsh
  • Golf Course views
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Deck

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Over $25K in recent upgrades including new Willow Oak LVP Flooring, Subfloor, Vapor Barrier & New Insulation in Crawlspace. Coastal Elegance with Golf and Marsh Views. Discover the pinnacle of Lowcountry living at 272 Moss Creek Drive. This custom-built property is perfectly positioned between the scenic, Coastal waterways and the rolling Greens of the Moss Creek South Golf Course. The interior features a thoughtfully designed layout that balances defined living spaces with an airy, connected flow-offering the priv…

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Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($197,500)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$6,484–$6,719/mo

Principal & Interest$4,988
Property tax (owner-occ. 4%, est.)$411
Homeowners insurance (est.)$288
HOA dues$731
Flood ins. (required, est. range)$65$300
Loan amount$790,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $987,500 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $8,466/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
3
Living Area
3,200 sq ft
Levels
Two
Flooring
Carpet, Tile, Wood, Vinyl
Appliances
Refrigerator, Washer
Heating
Central
Cooling
Central Air
Fireplace
1
Interior Features
Ceiling Fan(s), Entrance Foyer, Pantry, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)

Exterior & Lot

Lot Size
0.4 acres
Construction
Other
Foundation
Elevated
Roof
Other
Parking
Driveway, Garage, Garage Faces Side
Porch / Patio
Deck
Pool
Community
View
Golf Course
Waterfront
Marsh

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA Fee
$8,775 / annually

Financial & Terms

List Price
$987,500
Price / Sq Ft
$309
Annual Taxes
$8,466
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 145 days.

  1. Price Change

    Jun 18, 2026

  2. Status: Active

    Mar 18, 2026

  3. Came on market

    Mar 18, 2026

  4. Listed for sale

    Feb 18, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced below recent comparable sales (which imply about $1,189,795–$4,623,955) — often a sign of seller motivation or a condition/lot difference worth checking.
Sold homeSold price$/sqftClosed
64 Crosstree Drive N, Hilton Head Island, SC 299264 bd · 3,214 sqft$1,195,000$372May 2026
38 Governors Lane, Hilton Head Island, SC 299284 bd · 3,185 sqft$1,800,000$565May 2026
10 Shear Water Drive, Hilton Head Island, SC 299264 bd · 3,020 sqft$1,150,000$381May 2026
34 W Beach Lagoon Road, Hilton Head Island, SC 299284 bd · 2,872 sqft$4,150,000$1,445Apr 2026
20 Ellis Court, Hilton Head Island, SC 299264 bd · 2,734 sqft$1,575,000$576Jun 2026

Recent closed sales of similar homes nearby (this list price is $987,500). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

272 Moss Creek Drive, Hilton Head Island, SC 29926

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~14.4 mi

  • Bluffton

    ~3.5 mi

  • Hilton Head Island

    ~4.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Roger Daly, eXp Realty LLC - Bluffton.

Listing data last updated July 10, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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