$7,400,000
$1269/sq ft3 Stella Del Mare Manor · Hilton Head Island, SC 29928
4
Beds
5.5
Baths
5,831
Sq Ft
2004
Built
What stands out
- Waterfront — Ocean Front
- Pool, Ocean views
- Attached garage
- Private pool
- Outdoor living: Patio, Porch, Front Porch
- 0.53-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Cross your private bridge into one of Hilton Head Island's most discreet and protected oceanfront enclaves. Stella del Mare is one of only three beachfront communities on Hilton Head Island where short-term rentals are not permitted, ensuring year-round privacy, security, and a consistently quiet residential environment. This 4-bedroom, 5.5-bath Mediterranean estate offers a rare alternative to the island's oceanfront rentals. Positioned along the coveted Bradley Beach shoreline, this gated enclave of three Oceanfr…
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Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-16 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$43,820–$44,055/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $7,400,000 price, 20% down, 6.55% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $51,925/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 5
- Half Baths
- 1
- Living Area
- 5,831 sq ft
- Levels
- Three Or More
- Flooring
- Tile, Wood, Terrazzo
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Dryer, Washer, Wine Cooler
- Heating
- Electric, Heat Pump, Central
- Cooling
- Central Air
- Interior Features
- Ceiling Fan(s), Entrance Foyer, High Ceilings, Elevator
Exterior & Lot
- Lot Size
- 0.53 acres
- Construction
- Stucco
- Foundation
- Elevated
- Roof
- Tile
- Parking
- Attached, Driveway, Garage
- Porch / Patio
- Patio, Porch, Front Porch
- Pool
- Pool/Spa Combo, Private
- View
- Pool, Ocean
- Waterfront
- Ocean Front
- Exterior Features
- Outdoor Grill, Hot Tub, Hurricane Shutters
Utilities
- Water
- Public
Community & HOA
- HOA Fee
- $900 / monthly
Financial & Terms
- List Price
- $7,400,000
- Price / Sq Ft
- $1269
- Annual Taxes
- $51,925
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 360 days.
Status: Active
Jul 15, 2026
Back On Market
Jul 15, 2026
Came on market
Jul 15, 2026
Listed for sale
May 23, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 20 Royal Crest Drive, Hilton Head Island, SC 299284 bd · 5,816 sqft | $2,425,000 | $417 | Dec 2025 |
| 62 Yorkshire Drive, Hilton Head Island, SC 299284 bd · 5,493 sqft | $3,100,000 | $564 | May 2026 |
| 40 Sea Lane, Hilton Head Island, SC 299284 bd · 5,038 sqft | $2,900,000 | $576 | Sep 2025 |
| 7 Post Mill Lane, Hilton Head Island, SC 299264 bd · 4,500 sqft | $2,800,000 | $622 | Jan 2026 |
| 1 Cedar Lane, Hilton Head Island, SC 299265 bd · 6,377 sqft | $3,500,000 | $549 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $7,400,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
3 Stella Del Mare Manor, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~16.2 mi
Bluffton
~10.2 mi
Hilton Head Island
~3.7 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Gerry Prud'homme, William Raveis - Carolina LLC.
Listing data last updated July 15, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.