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ActiveMLS# 197890

$525,000

$410/sq ft

31 Shipyard Drive · Hilton Head Island, SC 29928

2

Beds

2

Baths

1,280

Sq Ft

1981

Built

Condominium$410/sq ft15 days on market
Golf Course ViewPoolFireplaceHOA Community

What stands out

  • Golf Course views
  • Fireplace
  • Private pool
  • Outdoor living: Rear Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Every day on Hilton Head feels like a vacation, and this two-bedroom, two-bath villa in the gated beachfront community of Shipyard puts that lifestyle within reach. Beautiful golf course views set the backdrop, while a spacious great room anchored by a fireplace offers a warm, inviting space to unwind. The kitchen is well appointed with white cabinets, stainless steel appliances, and granite countertops, and the primary bedroom includes a walk-in closet for added convenience. Step outside to a private deck with its…

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Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($105,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-09-10 — a benchmark, not your rate.

Estimated all-in monthly

$3,099/mo

Principal & Interest$2,727
Property tax (owner-occ. 4%, est.)$219
Homeowners insurance (est.)$153
Loan amount$420,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $525,000 price, 20% down, 6.76% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,328/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Living Area
1,280 sq ft
Levels
Two
Flooring
Carpet, Tile, Wood
Appliances
Gas Range, Microwave, Dishwasher, Refrigerator, Fireplace Screen, Dryer, Washer, Wine Refrigerator
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Interior Features
Chandelier, Double Vanity, Entrance Foyer, Pantry, Recessed Lighting, Wet Bar

Exterior & Lot

Parking
Unassigned
Porch / Patio
Rear Porch
Pool
Community
View
Golf Course

Utilities

Sewer
Public Sewer

Community & HOA

HOA Fee
$1,215
Regime Fee
Yes

Financial & Terms

List Price
$525,000
Price / Sq Ft
$410
Annual Taxes
$1,328
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 15 days.

  1. Status: Active

    Sep 3, 2026

  2. New Listing

    Sep 3, 2026

  3. Came on market

    Sep 3, 2026

  4. Listed for sale

    Aug 20, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $424,960–$630,857).
Sold homeSold price$/sqftClosed
10 Lemoyne Avenue 414, Hilton Head Island, SC 299282 bd · 1,270 sqft$595,000$469Jul 2026
36 Deallyon Avenue 102, Hilton Head Island, SC 299282 bd · 1,250 sqft$415,000$332Aug 2026
15 Deallyon Avenue 24, Hilton Head Island, SC 299282 bd · 1,346 sqft$550,000$409Jul 2026
2 William Hilton Parkway 103, Hilton Head Island, SC 299262 bd · 1,359 sqft$515,000$379Aug 2026
2 Shelter Cove Lane 242, Hilton Head Island, SC 299282 bd · 1,400 sqft$690,000$493Jul 2026

Recent closed sales of similar homes nearby (this list price is $525,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

31 Shipyard Drive D2, Hilton Head Island, SC 29928

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~19.4 mi

  • Bluffton

    ~8.5 mi

  • Hilton Head Island

    ~4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Elizabeth Drake, Keller Williams Realty.

Listing data last updated September 3, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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