Skip to main content
1 / 59
ActiveMLS# 194747

$845,000

$452/sq ft

310 Hancock Street · Beaufort, SC 29902

2

Beds

2

Baths

1,870

Sq Ft

1875

Built

Single Family Residence$452/sq ft128 days on market
Neighborhood ViewTrees/Woods ViewSingle-Level LivingFireplaceFenced YardNo HOAVA-Friendly Financing

What stands out

  • Neighborhood, Trees/Woods views
  • Single-level living
  • 2 fireplaces
  • Outdoor living: Screened Porch, Deck, Front Porch
  • Fenced yard
  • No HOA
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Step into historic Hancock Street in Beaufort's cherished ''The Old Point'' with this cozy single-story bungalow in the heart of downtown, within walking distance to restaurants, USCB, Waterfront Park, marina, and shops, surrounded by live oaks and preserved green spaces. This 2-bedroom, 2-bath features a den, library, versatile loft bonus room ideal for an office or walk-in attic, plus a spacious light-filled living room and large dining area with ample built-in cabinets and shelves. Enjoy an updated kitchen with…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-06 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$6,111–$6,346/mo

Principal & Interest$5,447
Property tax (owner-occ. 4%, est.)$352
Homeowners insurance (est.)$246
Flood ins. (required, est. range)$65$300
Loan amount$845,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $845,000 price, 0% down, 6.69% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,043/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Living Area
1,870 sq ft
Levels
One, One and One Half
Flooring
Wood
Appliances
Gas Range, Dishwasher, Refrigerator, Dryer, Washer, Tankless Water Heater
Heating
Central
Cooling
Central Air
Fireplace
2
Water Heater
Gas, Tankless
Interior Features
Soaking Tub, Master Downstairs

Exterior & Lot

Lot Size
0.18 acres
Construction
Lap Siding
Foundation
Crawl
Roof
Composition, Metal
Parking
Driveway
Porch / Patio
Screened Porch, Deck, Front Porch
Fencing
Partial
View
Neighborhood, Trees/Woods
Exterior Features
Hurricane Shutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
None

Financial & Terms

List Price
$845,000
Price / Sq Ft
$452
Annual Taxes
$3,043
Financing Accepted
Conventional, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 128 days.

  1. Status: Active

    Aug 4, 2026

  2. Back On Market

    Aug 4, 2026

  3. Came on market

    Aug 4, 2026

  4. Listed for sale

    Feb 19, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $410,514–$1,011,302).
Sold homeSold price$/sqftClosed
50 Meridian Road, Beaufort, SC 299072 bd · 1,544 sqft$835,000$541Aug 2026
35 Marsh Drive, Beaufort, SC 299073 bd · 1,807 sqft$485,000$268Jul 2026
561 Sams Point Road, Beaufort, SC 299073 bd · 1,779 sqft$425,000$239Jul 2026
39 Colony Gardens Road A, Beaufort, SC 299073 bd · 1,750 sqft$565,000$323Jul 2026
15 Davidson Road, Beaufort, SC 299063 bd · 1,731 sqft$380,000$220Jul 2026

Recent closed sales of similar homes nearby (this list price is $845,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

310 Hancock Street, Beaufort, SC 29902

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~0.3 mi

  • Bluffton

    ~17.8 mi

  • Hilton Head Island

    ~16 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Marty Glisson, The HomesFinder Realty Group.

Listing data last updated August 4, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Similar homes you may like

More homes in Beaufort

View all Beaufort listings

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Call
Save