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ActiveMLS# 194353

$369,000

$217/sq ft

323 Mill Pond Road · Bluffton, SC 29910

4

Beds

2

Baths

1,704

Sq Ft

2002

Built

Single Family Residence$217/sq ft156 days on market
PoolHOA CommunityVA-Friendly Financing

What stands out

  • Private pool
  • Outdoor living: Screened Porch, Front Porch
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Freshly updated, this 4BR/2BA home located in The Farm offers a move-in-ready opportunity in a highly convenient, centrally located community in Bluffton, SC. The thoughtfully designed floor plan features a first-floor primary suite, ideal for comfortable everyday living and long-term flexibility. The updated kitchen includes stainless steel appliances, brand-new countertops, and a new Samsung refrigerator. Enjoy the Lowcountry lifestyle from the screened-in porch overlooking a serene lagoon, perfect for morning co…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$2,591/mo

Principal & Interest$2,330
Property tax (owner-occ. 4%, est.)$154
Homeowners insurance (est.)$108
Loan amount$369,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $369,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $88/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
2
Living Area
1,704 sq ft
Levels
Two
Flooring
Carpet, Tile
Appliances
Electric Range, Microwave, Dishwasher, Disposal
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Interior Features
Master Downstairs

Exterior & Lot

Lot Size
0.14 acres
Construction
Vinyl Siding
Roof
Composition
Parking
Driveway
Porch / Patio
Screened Porch, Front Porch
Pool
Community

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,014.98

Financial & Terms

List Price
$369,000
Price / Sq Ft
$217
Annual Taxes
$88
Financing Accepted
Conventional, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 156 days — and previously listed before this run (297 days across all listings).

  1. Status: Active

    Jun 17, 2026

  2. Back On Market

    Jun 17, 2026

  3. Came on market

    Jun 17, 2026

  4. Listed for sale

    Jan 26, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $344,522–$474,799).
Sold homeSold price$/sqftClosed
30 Beaumont Court, Bluffton, SC 299104 bd · 1,586 sqft$411,000$259Jul 2026
45 Augustine Road, Bluffton, SC 299104 bd · 1,928 sqft$489,000$254Jun 2026
7 Lakeside Drive, Bluffton, SC 299104 bd · 1,938 sqft$540,000$279Jun 2026
10 Runner Stone Road, Bluffton, SC 299094 bd · 1,949 sqft$530,000$272Jun 2026
106 Lincoln Lane, Bluffton, SC 299103 bd · 1,694 sqft$342,500$202Jun 2026

Recent closed sales of similar homes nearby (this list price is $369,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

323 Mill Pond Road, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~19.2 mi

  • Bluffton

    ~2.8 mi

  • Hilton Head Island

    ~9.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Alison Melton, The Agency Hilton Head.

Listing data last updated July 12, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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