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ActiveMLS# 198154

$1,378,000

$542/sq ft

35 Silver Oak Drive · Hilton Head Island, SC 29926

3

Beds

3.5

Baths

2,544

Sq Ft

2004

Built

Single Family Residence$542/sq ft1 day on market
WaterfrontPoolGarageFireplaceFenced YardHOA Community

What stands out

  • Waterfront — Marsh, Tidal Creek
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Patio, Rear Porch
  • Fenced yard

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to luxury coastal living in the gated Oakview community off Spanish Wells Road. Featuring spectacular, unobstructed views of the tidal marsh and Intracoastal Waterway, this custom-built 3-bedroom, 3.5-bath home showcases over $225,000 in recent indoor and outdoor upgrades. Main Living & Chef's Kitchen Upgraded Interiors: Newly installed luxury plank flooring throughout the main level and an open-concept living room centered around a cozy gas-log marble fireplace. Gourmet Kitchen: Features sleek new shaker c…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($275,600)
%

Freddie Mac 30-yr avg (FRED), as of 2026-09-10 — a benchmark, not your rate.

Estimated all-in monthly

$8,134/mo

Principal & Interest$7,157
Property tax (owner-occ. 4%, est.)$574
Homeowners insurance (est.)$402
Loan amount$1,102,400
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,378,000 price, 20% down, 6.76% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $5,921/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
3
Half Baths
1
Living Area
2,544 sq ft
Levels
Three Or More
Flooring
Carpet, Tile, Luxury Vinyl
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Cable TV/Available, Dryer, Washer, Wine Refrigerator, Built-In Electric Oven
Heating
Electric, Zoned, Central
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s), Chandelier, Crown Molding, Double Vanity, Entrance Foyer, High Ceilings, Open Floorplan, Recessed Lighting, Walk-In Closet(s)

Exterior & Lot

Lot Size
0.24 acres
Construction
Stucco
Roof
Composition
Parking
Garage, Basement
Porch / Patio
Patio, Rear Porch
Fencing
Full
Pool
In Ground, Outdoor Pool, Private, Salt Water
Waterfront
Marsh, Tidal Creek
Exterior Features
Outdoor Grill, Thermo-Panes, Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$1,378,000
Price / Sq Ft
$542
Annual Taxes
$5,921
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 1 day.

  1. Status: Active

    Sep 17, 2026

  2. New Listing

    Sep 17, 2026

  3. Came on market

    Sep 17, 2026

  4. Listed for sale

    Sep 8, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $832,340–$1,729,658).
Sold homeSold price$/sqftClosed
19 Salt Wind Way, Hilton Head Island, SC 299263 bd · 2,566 sqft$850,000$331Jul 2026
2 Wood Thrush Court, Hilton Head Island, SC 299263 bd · 2,491 sqft$815,000$327Aug 2026
50 Plantation Drive, Hilton Head Island, SC 299283 bd · 2,721 sqft$1,850,000$680Aug 2026
40 Ellenita Drive, Hilton Head Island, SC 299263 bd · 2,301 sqft$1,099,000$478Aug 2026
10 Robbers Row, Hilton Head Island, SC 299283 bd · 2,842 sqft$1,100,000$387Sep 2026

Recent closed sales of similar homes nearby (this list price is $1,378,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

35 Silver Oak Drive, Hilton Head Island, SC 29926

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~17 mi

  • Bluffton

    ~6.2 mi

  • Hilton Head Island

    ~1.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Christine Van de Griend, Beechee Coastal Properties LLC.

Listing data last updated September 17, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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