$461,000
$172/sq ft3784 Oyster Bluff Drive · Beaufort, SC 29907
5
Beds
3.5
Baths
2,675
Sq Ft
2018
Built
What stands out
- Trees/Woods views
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Welcome to Oyster Bluff on Lady's Island! This spacious 5-bedroom home offers the perfect blend of comfort, functionality, and Lowcountry living. Inside, you'll find multiple living spaces ideal for entertaining, working from home, or spreading out with ease. The open kitchen features a large island, stainless steel appliances, and flows seamlessly into the main living area. Upstairs and downstairs flex spaces provide endless options for a playroom, office, media room, or guest retreat. Enjoy community amenities in…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-30 — a benchmark, not your rate.
Estimated all-in monthly
$3,289/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $461,000 price, 0% down, 6.66% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,042/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 5
- Full Baths
- 3
- Half Baths
- 1
- Living Area
- 2,675 sq ft
- Levels
- Two
- Flooring
- Carpet, Tile, Wood
- Interior Features
- Ceiling Fan(s), Double Vanity, Entrance Foyer, Pantry, Walk-In Closet(s), Master Downstairs
Exterior & Lot
- Lot Size
- 0.15 acres
- Construction
- Vinyl Siding
- Foundation
- Slab
- Roof
- Composition
- View
- Trees/Woods
- Exterior Features
- Hurricane Shutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA
- Yes (fee not listed)
Financial & Terms
- List Price
- $461,000
- Price / Sq Ft
- $172
- Annual Taxes
- $2,042
- Financing Accepted
- Contract, Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 72 days.
Price Reduced
Jul 7, 2026
Status: Active
May 23, 2026
Came on market
May 23, 2026
Listed for sale
May 22, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 1125 Salem Bay Drive, Beaufort, SC 299025 bd · 2,715 sqft | $500,000 | $184 | Jul 2026 |
| 1109 Salty Hammock Court, Beaufort, SC 299025 bd · 2,733 sqft | $472,000 | $173 | Jul 2026 |
| 17 White Pond Boulevard, Beaufort, SC 299025 bd · 2,614 sqft | $635,000 | $243 | Jul 2026 |
| 1708 King Street, Beaufort, SC 299025 bd · 2,486 sqft | $1,075,000 | $432 | Jul 2026 |
| 5 Indigo Bay Lane, Beaufort, SC 299075 bd · 2,968 sqft | $845,000 | $285 | Jul 2026 |
Recent closed sales of similar homes nearby (this list price is $461,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
3784 Oyster Bluff Drive, Beaufort, SC 29907
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~1.6 mi
Bluffton
~18.4 mi
Hilton Head Island
~16 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Cydnee Wardle, eXp Realty LLC.
Listing data last updated July 7, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.