$950,000
$264/sq ft4 Point Trail · Beaufort, SC 29907
4
Beds
4.5
Baths
3,598
Sq Ft
2005
Built
What stands out
- Waterfront — Lake, Pond
- Trees/Woods, Pond views
- Attached garage
- 2 fireplaces
- Private pool
- Outdoor living: Screened Porch, Patio, Covered Patio, Deck, Porch, Covered, Side Porch
- Fenced yard
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
4 N Point Trail is a truly one-of-a-kind retreat, privately tucked away at the end of Dolphin Point on Cat Island. The expansive great room features an open-concept design leading onto a massive screened-in porch w/ brick fireplace. The home showcases reclaimed heart pine flooring, rustic exposed beams, and beautiful finishes throughout. The spacious primary suite features a soaking tub, walk-in tiled shower, oversized walk-in closet, and a secluded sunning deck overlooking the fenced backyard. Three additional gue…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$6,780–$7,015/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $950,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $4,914/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 4
- Half Baths
- 1
- Living Area
- 3,598 sq ft
- Levels
- Three Or More
- Flooring
- Tile, Wood
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Fireplace Screen, Auto/Gar/Opener, Dryer, Washer, Built-In Electric Oven
- Heating
- Electric, Zoned, Propane Owned, Central
- Cooling
- Electric, Zoned, Central Air
- Fireplace
- 2
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Beamed Ceilings, Chandelier, Double Vanity, Entrance Foyer, High Ceilings, Pantry, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Double Closets
Exterior & Lot
- Lot Size
- 0.62 acres
- Construction
- Block
- Foundation
- Slab
- Roof
- Metal
- Parking
- Attached, Driveway, Garage
- Porch / Patio
- Screened Porch, Patio, Covered Patio, Deck, Porch, Covered, Side Porch
- Fencing
- Full
- Pool
- Community
- View
- Trees/Woods, Pond
- Waterfront
- Lake, Pond
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $530 / annually
Financial & Terms
- List Price
- $950,000
- Price / Sq Ft
- $264
- Annual Taxes
- $4,914
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- PUD
Listing activity
On the market for 91 days.
Price Reduced
Jul 3, 2026
Status: Active
Apr 11, 2026
Came on market
Apr 11, 2026
Listed for sale
Apr 10, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 149 South Park, Beaufort, SC 299064 bd · 3,405 sqft | $1,545,000 | $454 | Jun 2026 |
| 44 Secession Drive, Beaufort, SC 299074 bd · 3,316 sqft | $1,699,000 | $512 | Jul 2026 |
| 20 Millers Pond Drive, Beaufort, SC 299074 bd · 3,077 sqft | $1,199,000 | $390 | Jun 2026 |
| 6 Coosawhatchie Way, Beaufort, SC 299064 bd · 3,053 sqft | $455,000 | $149 | Jun 2026 |
| 1307 Bay Street, Beaufort, SC 299024 bd · 3,013 sqft | $1,850,000 | $614 | May 2026 |
Recent closed sales of similar homes nearby (this list price is $950,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
4 N Point Trail, Beaufort, SC 29907
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~5 mi
Bluffton
~14.7 mi
Hilton Head Island
~11.4 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Ethan M James, Charter One Realty.
Listing data last updated July 6, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.