$995,000
$369/sq ft4 Teal Court · St. Helena Island, SC 29920
4
Beds
3.5
Baths
2,693
Sq Ft
1996
Built
What stands out
- Waterfront — Marsh
- Bridge(s), Ocean views
- Private pool
- Outdoor living: Covered Patio, Front Porch, Rear Porch
- Fenced yard
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Welcome to your Harbor Island retreat, perfectly situated in the island's desirable North End, just across the street from the beach and offering a thoughtfully designed living space with breathtaking marsh, sound, and Harbor River views. The main home features 3 bedrooms and 2½ baths with an open, light-filled floor plan, fresh interior paint, granite countertops, stainless steel appliances, ceiling fans throughout, and new high-efficiency heat pumps (2025) serving each level. Expansive porches and newly rebuil…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-09-10 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$5,938–$6,173/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $995,000 price, 20% down, 6.76% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,014/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 3
- Half Baths
- 1
- Living Area
- 2,693 sq ft
- Levels
- Three Or More
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Dryer, Washer
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Water Heater
- Electric, More Than One
Exterior & Lot
- Lot Size
- 0.22 acres
- Construction
- HardiPlank Type
- Foundation
- Elevated
- Roof
- Composition
- Parking
- Carport, Driveway
- Carport
- 2 spaces
- Porch / Patio
- Covered Patio, Front Porch, Rear Porch
- Fencing
- Full
- Pool
- Community
- View
- Bridge(s), Ocean
- Waterfront
- Marsh
- Exterior Features
- Storage
Utilities
- Sewer
- Public Sewer
Community & HOA
- HOA
- Yes (fee not listed)
- Regime Fee
- Yes
Financial & Terms
- List Price
- $995,000
- Price / Sq Ft
- $369
- Annual Taxes
- $2,014
- Zoning
- PUD
Listing activity
On the market for 56 days.
Status: Active
Jul 23, 2026
New Listing
Jul 23, 2026
Listed for sale
Jul 23, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 403 Bb Sams Drive, St. Helena Island, SC 299204 bd · 2,635 sqft | $850,000 | $323 | Sep 2026 |
| 670 S Reeve Road, St. Helena Island, SC 299204 bd · 2,635 sqft | $850,000 | $323 | Jul 2026 |
| 250 Locust Fence Road, St. Helena Island, SC 299204 bd · 2,794 sqft | $919,000 | $329 | Jul 2026 |
| 220 Cotton Dike Road, St. Helena Island, SC 299204 bd · 2,545 sqft | $995,000 | $391 | Jul 2026 |
| 85 Fort Fremont Road, St. Helena Island, SC 299204 bd · 2,881 sqft | $1,575,000 | $547 | Aug 2026 |
Recent closed sales of similar homes nearby (this list price is $995,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
4 Teal Court, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~13.5 mi
Bluffton
~27.4 mi
Hilton Head Island
~22.7 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Danielle Spykerman, eXp Realty LLC.
Listing data last updated September 16, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Similar homes you may like
More homes in St. Helena Island
$1,250,000
$729,000
$1,100,000
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.