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ActiveMLS# 198364

$1,150,000

$463/sq ft

40 Carter Oaks Drive · Beaufort, SC 29907

4

Beds

2.5

Baths

2,484

Sq Ft

2026

Built

Single Family Residence$463/sq ft6 days on market
Neighborhood ViewNew ConstructionPoolGarageSingle-Level LivingFireplaceHOA Community

What stands out

  • Neighborhood views
  • Newer construction
  • Single-level living
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Porch, Front Porch, Rear Porch, Side Porch, Wrap Around

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to 40 Carter Oaks Drive, a beautifully crafted new-construction home in Coosaw Point featuring The Iris by Intrinsic Home Builders. Offering 2,484 heated square feet, this thoughtfully designed 3-bedroom, 2.5-bath residence combines classic Lowcountry architecture with upscale finishes, generous outdoor living spaces and a highly functional floor plan. The home includes 1,956 heated square feet on the main level, 528 square feet upstairs, a substantial 689-square-foot front porch, 288-square-foot screened p…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($230,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-09-24 — a benchmark, not your rate.

Estimated all-in monthly

$7,246/mo

Principal & Interest$6,139
Property tax (owner-occ. 4%, est.)$479
Homeowners insurance (est.)$335
HOA dues$292
Loan amount$920,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,150,000 price, 20% down, 7.03% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,061/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
2
Half Baths
1
Living Area
2,484 sq ft
Levels
Bi-Level, One and One Half
Flooring
Wood
Appliances
Dishwasher, Refrigerator, Disposal, Wet-Bar, Auto/Gar/Opener, Cable TV/Available, Unfurnished, Built-In Electric Oven, Tankless Water Heater
Heating
Heat Pump
Cooling
Heat Pump
Fireplace
1
Water Heater
Gas, Tankless
Interior Features
Ceiling Fan(s), Crown Molding, Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, Vaulted Ceiling(s), Wet Bar, Master Downstairs

Exterior & Lot

Lot Size
TBD
Construction
Frame, HardiPlank Type, Other, Composite Siding
Foundation
Raised
Parking
Alley Access, Concrete, Detached, Driveway, Garage, Garage Faces Rear, Garage Faces Side, Off Street, On Site
Porch / Patio
Screened Porch, Porch, Front Porch, Rear Porch, Side Porch, Wrap Around
Pool
In Ground, Community, Salt Water
View
Neighborhood
Exterior Features
Thermo-Panes

Utilities

Water
Public
Sewer
Septic Tank, Septic Permit
Utilities
Water Available

Community & HOA

HOA Fee
$3,500 / annually

Financial & Terms

List Price
$1,150,000
Price / Sq Ft
$463
Annual Taxes
$1,061
Financing Accepted
Conventional, Cash
Zoning
PUD

Listing activity

On the market for 6 days.

  1. Status: Active

    Sep 25, 2026

  2. New Listing

    Sep 25, 2026

  3. Listed for sale

    Sep 25, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $378,594–$819,091 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
131 Fuller Street, Beaufort, SC 299024 bd · 2,482 sqft$709,000$286Sep 2026
28 Cedar Creek Circle, Beaufort, SC 299064 bd · 2,362 sqft$360,000$152Sep 2026
579 Sams Point Road, Beaufort, SC 299074 bd · 2,342 sqft$505,000$216Sep 2026
37 Park Square S, Beaufort, SC 299074 bd · 2,205 sqft$720,000$327Sep 2026
110 Green Winged Teal Drive N, Beaufort, SC 299074 bd · 2,881 sqft$950,000$330Sep 2026

Recent closed sales of similar homes nearby (this list price is $1,150,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

40 Carter Oaks Drive, Beaufort, SC 29907

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~4.8 mi

  • Bluffton

    ~22.2 mi

  • Hilton Head Island

    ~20.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Todd McDaniel, BHHS Bay Street Realty.

Listing data last updated September 25, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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