$439,000
$441/sq ft40 Folly Field Road · Hilton Head Island, SC 29928
2
Beds
2
Baths
996
Sq Ft
1982
Built
What stands out
- Ocean views
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Welcome to Admirals Row—a Hilton Head Island villa with ocean views and resort-style living. This beautifully updated 2BD/2BA unit offers sunrise views from your private balcony and easy access to the beach. Inside, enjoy a modern kitchen with granite countertops and stainless steel appliances. Fully furnished and move-in ready, it's perfect for vacationers, snowbirds, or investors. Amenities include pools, restaurants, a beach bar, bike rentals, tennis, and 12 brand-new pickleball courts. With great rental income…
Virtual Tour
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Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$2,589–$2,824/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $439,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,805/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Living Area
- 996 sq ft
- Flooring
- Carpet, Vinyl
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Disposal
- Heating
- Heat Pump, Central
- Cooling
- Heat Pump, Central Air
Exterior & Lot
- Construction
- Other
- Roof
- Other
- View
- Ocean
Utilities
- Water
- Public
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $439,000
- Price / Sq Ft
- $441
- Annual Taxes
- $3,805
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 360 days.
Price Reduced
Nov 19, 2025
Status: Active
Jul 1, 2025
Came on market
Jul 1, 2025
Listed for sale
Jun 18, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 40 Folly Field Road 130, Hilton Head Island, SC 299282 bd · 996 sqft | $385,000 | $387 | May 2026 |
| 40 Folly Field Road 339, Hilton Head Island, SC 299282 bd · 996 sqft | $320,000 | $321 | Apr 2026 |
| 42 S Forest Beach Drive 3084, Hilton Head Island, SC 299282 bd · 1,000 sqft | $485,000 | $485 | May 2026 |
| 4 Braddock Bluff Drive 1689, Hilton Head Island, SC 299282 bd · 1,056 sqft | $690,000 | $653 | Mar 2026 |
| 380 Marshland Road D34, Hilton Head Island, SC 299262 bd · 1,060 sqft | $275,000 | $259 | May 2026 |
Recent closed sales of similar homes nearby (this list price is $439,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
40 Folly Field Road 340, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~15.8 mi
Bluffton
~10.1 mi
Hilton Head Island
~3.6 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Timothy Peirce, Peirce Group Brokered by eXp.
Listing data last updated May 28, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.