$274,000
$507/sq ft40 Folly Field Road · Hilton Head Island, SC 29928
1
Beds
1
Baths
540
Sq Ft
1981
Built
What stands out
- Waterfront — Ocean Front
- Ocean views
- Private pool
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
This well-maintained one-bedroom oceanside villa is located within the gated, resort-style Hilton Head Beach and Tennis community and offers beautiful Atlantic Ocean views. Enjoy easy beach access and ocean breezes from the private balcony. Sold fully-furnished for a truly turnkey experience, A314 features thoughtful updates including all new stainless steel kitchen appliances, a fully renovated bathroom with a walk-in shower, and sand-friendly luxury vinyl plank flooring in the living areas, kitchen, and bathroom.…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$1,640–$1,875/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $274,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,836/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 1
- Full Baths
- 1
- Living Area
- 540 sq ft
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Cable TV/Available, Furnished
- Heating
- Central
- Cooling
- Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Open Floorplan
Exterior & Lot
- Lot Size
- 0.01 acres
- Parking
- Unassigned
- Pool
- Community
- View
- Ocean
- Waterfront
- Ocean Front
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $274,000
- Price / Sq Ft
- $507
- Annual Taxes
- $1,836
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 148 days.
Price Reduced
Jun 1, 2026
Status: Active
Jan 28, 2026
Listed for sale
Jan 28, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 40 Folly Field Road A214, Hilton Head Island, SC 299281 bd · 540 sqft | $252,000 | $467 | May 2026 |
| 40 Folly Field Road C232, Hilton Head Island, SC 299281 bd · 540 sqft | $360,000 | $667 | Sep 2025 |
| 40 Folly Field 131c, Hilton Head Island, SC 299281 bd · 560 sqft | $250,000 | $446 | Jun 2026 |
| 40 Folly Field Road 346a, Hilton Head Island, SC 299281 bd · 560 sqft | $268,000 | $479 | Apr 2026 |
| 40 Folly Field Road 202b, Hilton Head Island, SC 299281 bd · 560 sqft | $239,000 | $427 | Jul 2025 |
Recent closed sales of similar homes nearby (this list price is $274,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
40 Folly Field Road A314, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~16.1 mi
Bluffton
~10.2 mi
Hilton Head Island
~3.7 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Charles Schroeder, Eleve Properties Bkd by eXp.
Listing data last updated June 1, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.