$339,000
$573/sq ft40 Folly Field Road #341b · Hilton Head Island, SC 29928
1
Beds
1
Baths
592
Sq Ft
1981
Built
What stands out
- Waterfront — Ocean Front
- Beach, Ocean views
- Private pool
- Outdoor living: Covered
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Beautiful coastal decor in this top floor unit with stunning ocean views! This one sits close to the front of the building so just a few easy steps to the beach. You can hear and see the ocean & fountain from your sofa! The villa is light and bright, beautifully upgraded and meticulous! Kitchen is expanded, has newer cabinets, quartz counters, glass tile back splash, white appliances, SS microwave. Lots of counter space and added pantry with pull outs. Pretty laminate floors throughout, tile in bath. Bedroom is an…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-10-29 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$2,153–$2,388/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $339,000 price, 20% down, 7.24% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $786/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 1
- Full Baths
- 1
- Living Area
- 592 sq ft
- Flooring
- Tile, Laminate
- Appliances
- Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Cable TV/Available, Furnished
- Heating
- Central
- Cooling
- Electric, Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Open Floorplan, Pantry
Exterior & Lot
- Construction
- Other
- Foundation
- Elevated
- Roof
- Other
- Parking
- Unassigned
- Porch / Patio
- Covered
- Pool
- Community
- View
- Beach, Ocean
- Waterfront
- Ocean Front
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- Regime Fee
- Yes
Financial & Terms
- List Price
- $339,000
- Price / Sq Ft
- $573
- Annual Taxes
- $786
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 7 days.
Status: Active
Oct 30, 2026
New Listing
Oct 30, 2026
Came on market
Oct 30, 2026
Listed for sale
Oct 29, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 40 Folly Field Road 215b, Hilton Head Island, SC 299281 bd · 592 sqft | $258,000 | $436 | Sep 2026 |
| 40 Folly Field Road 340c, Hilton Head Island, SC 299281 bd · 592 sqft | $227,500 | $384 | Jan 2026 |
| 40 Folly Field 131c, Hilton Head Island, SC 299281 bd · 560 sqft | $250,000 | $446 | Jun 2026 |
| 40 Folly Field Road 346a, Hilton Head Island, SC 299281 bd · 560 sqft | $268,000 | $479 | Apr 2026 |
| 43 Folly Field Road 63, Hilton Head Island, SC 299281 bd · 627 sqft | $383,000 | $611 | Aug 2026 |
Recent closed sales of similar homes nearby (this list price is $339,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisQuestions about this home?
Ask a local agent — we'll get back to you with real answers, usually same day.
Location
40 Folly Field Road 341b, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~16 mi
Bluffton
~10.2 mi
Hilton Head Island
~3.7 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Deanna Gramoy, Century 21 A LowCountry Realty.
Listing data last updated October 30, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.