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ActivePrice ReducedMLS# 191932

$1,350,000

$422/sq ft

40 Rose Dhu Creek Plantation · Bluffton, SC 29910

5

Beds

3

Baths

3,199

Sq Ft

2011

Built

Single Family Residence$422/sq ft333 days on market
PoolGarageFireplaceHOA Community

What stands out

  • Attached garage
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Patio, Porch
  • 2.38-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

40 Rose Dhu Creek Plantation offers private luxury living on almost 2.5 acres in a Bluffton premier location! This exclusive estate combines space, privacy, and refined comfort with everyday practicality. The residence features 5 bedrooms, 3 full baths, and a versatile media/flex room, all served by a thoughtful, open floor plan. A 3-car garage provides abundant storage and vehicle space. Step outside to enjoy the saltwater pool with a fast lane swim system and the serene outdoor living environment, screened porch…

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Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($270,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$7,950/mo

Principal & Interest$6,819
Property tax (owner-occ. 4%, est.)$563
Homeowners insurance (est.)$394
HOA dues$175
Loan amount$1,080,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,350,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
5
Full Baths
3
Living Area
3,199 sq ft
Levels
Two
Flooring
Carpet, Tile, Wood
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Cable TV/Available, Dryer, Washer, Unfurnished
Heating
Propane Owned, Central
Cooling
Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
2.38 acres
Construction
Board & Batten Siding, Composite Siding
Roof
Composition
Parking
Attached, Driveway, Garage, Golf Cart Garage, Gravel, Oversized
Porch / Patio
Screened Porch, Patio, Porch
Pool
In Ground
Exterior Features
Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$2,100 / annually

Financial & Terms

List Price
$1,350,000
Price / Sq Ft
$422
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 333 days.

  1. Price Reduced

    May 22, 2026

  2. Status: Active

    Feb 5, 2026

  3. Came on market

    Feb 5, 2026

  4. Listed for sale

    Aug 8, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $510,765–$1,078,425 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
126 Pinecrest Circle, Bluffton, SC 299105 bd · 3,200 sqft$550,000$172Jun 2026
51 Grovewood Drive, Bluffton, SC 299105 bd · 3,178 sqft$550,000$173Jun 2026
35 Blue Dasher Lane, Bluffton, SC 299095 bd · 3,263 sqft$1,100,000$337Jun 2026
225 Waterstone Way, Bluffton, SC 299105 bd · 2,975 sqft$475,000$160Jun 2026
82 Sago Palm Drive, Bluffton, SC 299105 bd · 3,440 sqft$565,000$164Jun 2026

Recent closed sales of similar homes nearby (this list price is $1,350,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

40 Rose Dhu Creek Plantation, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~19.9 mi

  • Bluffton

    ~3.6 mi

  • Hilton Head Island

    ~10 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Heather A. Baker, ERA Wilder Realty, INC.

Listing data last updated June 29, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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