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ActiveMLS# 195181

$629,000

$493/sq ft

406 Captain John Fripp Villa · Fripp Island, SC 29920

2

Beds

2

Baths

1,276

Sq Ft

1974

Built

Condominium$493/sq ft104 days on market
WaterfrontBeach ViewOcean ViewPoolHOA Community

What stands out

  • Waterfront — Ocean Front
  • Beach, Ocean views
  • Private pool
  • Outdoor living: Deck

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Beautifully updated OCEANFRONT Captain John Fripp Villa, with sweeping ocean views, ideally located adjacent to Fripp Resort's Beach Club, pools, dining, fitness center, pickleball/tennis and much more. This beautifully decorated and fully furnished 2-bedroom, 2-bathroom villa is truly TURN-KEY with excellent short-term/vacation rentals. The open-concept living area is designed with comfort in mind. Owners and guests have access to Just steps to Fripp's best beach.

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($125,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$3,732/mo

Principal & Interest$3,171
Property tax (owner-occ. 4%, est.)$262
Homeowners insurance (est.)$183
HOA dues$116
Loan amount$503,200
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $629,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Living Area
1,276 sq ft
Levels
Bi-Level
Flooring
Luxury Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Cable TV/Available, Dryer, Washer, Furnished
Heating
Heat Pump
Cooling
Heat Pump
Water Heater
Electric
Interior Features
Ceiling Fan(s), Open Floorplan

Exterior & Lot

Roof
Composition
Parking
Additional Parking, Assigned
Porch / Patio
Deck
Pool
Community
View
Beach, Ocean
Waterfront
Ocean Front

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,387.76 / annually
Regime Fee
Yes

Financial & Terms

List Price
$629,000
Price / Sq Ft
$493
Financing Accepted
Conventional, Cash
Zoning
PUD

Listing activity

On the market for 104 days.

  1. Status: Active

    Mar 14, 2026

  2. New Listing

    Mar 14, 2026

  3. Listed for sale

    Mar 14, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $489,683–$647,969).
Sold homeSold price$/sqftClosed
409 Captain John Fripp Villa, Fripp Island, SC 299202 bd · 1,276 sqft$609,000$477May 2026
101 Sand Piper, Fripp Island, SC 299202 bd · 1,275 sqft$512,000$402Mar 2026
4 Periwinkle Court, Fripp Island, SC 299202 bd · 1,325 sqft$585,000$442May 2026
871 Bonito Road, Fripp Island, SC 299202 bd · 1,355 sqft$520,000$384Jan 2026
707 Ocean Cottage, Fripp Island, SC 299202 bd · 1,152 sqft$585,000$508Oct 2025

Recent closed sales of similar homes nearby (this list price is $629,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

406 Captain John Fripp Villa, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.8 mi

  • Bluffton

    ~23 mi

  • Hilton Head Island

    ~17.5 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Charles Patty, Fripp Island Real Estate Co.

Listing data last updated April 16, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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