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ActiveMLS# 190799

$687,000

$316/sq ft

408 Island Circle · St. Helena Island, SC 29920

3

Beds

2

Baths

2,176

Sq Ft

1995

Built

Single Family Residence$316/sq ft31 days on market
WaterfrontGolf Course ViewPond ViewGarageFireplaceHOA Community

What stands out

  • Waterfront — Lagoon
  • Golf Course, Pond views
  • Garage parking
  • Fireplace
  • Outdoor living: Screened Porch, Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to 408 Island Circle East, a stunning Lowcountry residence on an estate size lot in the heart of Dataw Island. This beautifully updated home offers effortless one floor living with an inviting open floor plan, soaring ceilings, and abundant natural light that creates a warm, bright and welcoming atmosphere throughout. The home features two large living areas, ideal for entertaining or relaxing, all connected by rich hardwood flooring that enhances the home's coastal charm. A brand-new kitchen with modern fi…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($137,400)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$3,957/mo

Principal & Interest$3,470
Property tax (owner-occ. 4%, est.)$286
Homeowners insurance (est.)$200
Loan amount$549,600
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $687,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Living Area
2,176 sq ft
Flooring
Carpet, Tile, Wood
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Auto/Gar/Opener, Cable TV/Available, Unfurnished
Heating
Electric, Heat Pump
Cooling
Gas, Electric
Fireplace
1

Exterior & Lot

Lot Size
0.36 acres
Construction
Cedar
Foundation
Slab
Roof
Composition
Parking
Detached, Garage
Porch / Patio
Screened Porch, Porch
View
Golf Course, Pond
Waterfront
Lagoon
Exterior Features
Thermo-Panes

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,026.75

Financial & Terms

List Price
$687,000
Price / Sq Ft
$316
Financing Accepted
Conventional, Cash
Zoning
PUD

Listing activity

On the market for 31 days.

  1. Status: Active

    Jun 15, 2026

  2. Status Change

    Jun 15, 2026

  3. Listed for sale

    Jun 10, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $394,716–$728,368).
Sold homeSold price$/sqftClosed
161 Locust Fence Road, St. Helena Island, SC 299203 bd · 2,150 sqft$390,000$181Jun 2026
459 Bb Sams Drive, St. Helena Island, SC 299203 bd · 2,150 sqft$480,000$223Apr 2026
1301 Rowland Drive, St. Helena Island, SC 299203 bd · 1,982 sqft$525,000$265Apr 2026
1206 Big Dataw Point, St. Helena Island, SC 299203 bd · 2,390 sqft$800,000$335Jun 2026
2 Shipwatch Drive, St. Helena Island, SC 299203 bd · 1,950 sqft$635,000$326Jun 2026

Recent closed sales of similar homes nearby (this list price is $687,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

408 Island Circle E, St. Helena Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~5.2 mi

  • Bluffton

    ~21.4 mi

  • Hilton Head Island

    ~18.2 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Teresa Eller, BHHS Bay Street Realty.

Listing data last updated June 17, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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