$589,900
$268/sq ft45 Nightingale Lane · Bluffton, SC 29909
2
Beds
2
Baths
2,198
Sq Ft
2003
Built
What stands out
- Waterfront — Lagoon
- Trees/Woods, Pond views
- Single-level living
- Garage parking
- Fireplace
- Private pool
- Outdoor living: Patio
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone A — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
HUGE DOGWOOD on a HUGE LOT with HUGE VIEWS of both WOODS & LAGOON.
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$3,456–$3,691/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $589,900 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,457/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Living Area
- 2,198 sq ft
- Levels
- One
- Flooring
- Tile, Wood
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer, Tankless Water Heater
- Heating
- Central
- Cooling
- Central Air
- Fireplace
- 1
- Water Heater
- Tankless
- Interior Features
- Entrance Foyer, Pantry
Exterior & Lot
- Lot Size
- 0.32 acres
- Construction
- Stucco
- Foundation
- Slab
- Roof
- Composition
- Parking
- Driveway, Garage
- Porch / Patio
- Patio
- Pool
- Community, Salt Water
- View
- Trees/Woods, Pond
- Waterfront
- Lagoon
- Exterior Features
- Rain Gutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA
- Yes (fee not listed)
Financial & Terms
- List Price
- $589,900
- Price / Sq Ft
- $268
- Annual Taxes
- $1,457
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 142 days.
Price Reduced
May 6, 2026
Status: Active
Feb 4, 2026
Came on market
Feb 4, 2026
Listed for sale
Dec 22, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 7 Plymouth Lane, Bluffton, SC 299092 bd · 2,166 sqft | $555,000 | $256 | Jun 2026 |
| 6 Talbot Court, Bluffton, SC 299092 bd · 2,282 sqft | $615,000 | $270 | Jun 2026 |
| 95 Heritage Parkway, Bluffton, SC 299103 bd · 2,214 sqft | $435,000 | $196 | Jun 2026 |
| 1 Jekyll Court, Bluffton, SC 299103 bd · 2,113 sqft | $550,000 | $260 | Jun 2026 |
| 43 Spartina Crescent, Bluffton, SC 299103 bd · 2,302 sqft | $1,375,000 | $597 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $589,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
45 Nightingale Lane, Bluffton, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~20.7 mi
Bluffton
~8.7 mi
Hilton Head Island
~15 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Kevin Lombard, Howard Hanna Allen Tate Lowcou.
Listing data last updated May 6, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.