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ActiveMLS# 197709

$567,800

$202/sq ft

45 Osprey Road · Beaufort, SC 29907

6

Beds

3

Baths

2,812

Sq Ft

2011

Built

Single Family Residence$202/sq ft4 days on market
Trees/Woods ViewGarageFireplaceFenced YardHOA CommunityVA-Friendly Financing

What stands out

  • Trees/Woods views
  • Attached garage
  • Fireplace
  • Outdoor living: Patio
  • Fenced yard
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

Flood zone not yet confirmed

We couldn't pull a verified FEMA flood zone for this address automatically — we'll confirm it for you before you write an offer.

Ask us to verify the flood zone

Listing description

New-New - New-Welcome to this beautifully maintained home in the highly desirable Somerset Point community on Lady's Island! This home has been meticulously cared for and includes valuable recent updates, including a new roof, HVAC system, 2 new water heaters , new carpet throughout ,new gas cooktop stove with air fryer option, microwave, dishwasher giving buyers added confidence and peace of mind. Main living area has beautiful wood floors. Not in a flood zone . Has a termite bond. The bright, open floor plan is…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-06 — a benchmark, not your rate.

Estimated all-in monthly

$4,102/mo

Principal & Interest$3,660
Property tax (owner-occ. 4%, est.)$237
Homeowners insurance (est.)$166
HOA dues$40
Loan amount$567,800
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $567,800 price, 0% down, 6.69% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,298/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
6
Full Baths
3
Living Area
2,812 sq ft
Levels
Two
Flooring
Carpet, Tile, Wood
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Cable TV/Available
Heating
Heat Pump
Cooling
Heat Pump
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s), High Ceilings, Open Floorplan, Pantry, Soaking Tub, Walk-In Closet(s), Master Downstairs

Exterior & Lot

Lot Size
0.34 acres
Construction
HardiPlank Type
Roof
Composition
Parking
Attached, Garage, Garage Faces Front, Parking Pad
Porch / Patio
Patio
Fencing
Full
View
Trees/Woods

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$480 / annually

Financial & Terms

List Price
$567,800
Price / Sq Ft
$202
Annual Taxes
$2,298
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 4 days.

  1. Status: Active

    Aug 11, 2026

  2. New Listing

    Aug 11, 2026

  3. Came on market

    Aug 11, 2026

  4. Listed for sale

    Aug 10, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $485,644–$549,044 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
200 Thistle Lane, Beaufort, SC 299075 bd · 2,822 sqft$548,900$195Aug 2026
505 Center Drive W, Beaufort, SC 299025 bd · 2,758 sqft$538,500$195May 2026
1112 Salem Bay Drive, Beaufort, SC 299025 bd · 2,877 sqft$510,000$177May 2026
1108 Salem Bay Drive, Beaufort, SC 299025 bd · 2,736 sqft$499,540$183May 2026
1109 Salty Hammock Court, Beaufort, SC 299025 bd · 2,733 sqft$472,000$173Jul 2026

Recent closed sales of similar homes nearby (this list price is $567,800). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

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Location

45 Osprey Road, Beaufort, SC 29907

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~4.5 mi

  • Bluffton

    ~21.8 mi

  • Hilton Head Island

    ~20.2 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Suzanne Plank, Palmetto Real Estate.

Listing data last updated August 12, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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