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ActivePrice ReducedMLS# 193570

$489,900

$198/sq ft

48 Hartwell Road · Bluffton, SC 29910

4

Beds

3

Baths

2,478

Sq Ft

2023

Built

Single Family Residence$198/sq ft200 days on market
Other ViewHOA Community

What stands out

  • Other views
  • Outdoor living: Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to 48 Hartwell Rd, a beautifully maintained 4BR/3BA home in Bluffton's desirable New Riverside. This light-filled, open-concept layout is perfect for everyday living and entertaining, with a spacious kitchen featuring ample cabinetry and a large island. A rare highlight is the attached in-law suite with private bath and kitchenette--ideal for guests, multigenerational living, or potential income-producing use. Generous bedrooms, including a peaceful primary suite, offer plenty of space and flexibility. Enjo…

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Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($97,980)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$2,816/mo

Principal & Interest$2,469
Property tax (owner-occ. 4%, est.)$204
Homeowners insurance (est.)$143
Loan amount$391,920
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $489,900 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $772/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
3
Living Area
2,478 sq ft
Flooring
Carpet, Tile, Vinyl
Appliances
Gas Range, Microwave, Refrigerator, Dryer, Washer, Tankless Water Heater
Heating
Central
Cooling
Central Air
Water Heater
Tankless
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.14 acres
Construction
Vinyl Siding
Roof
Tar/Gravel
Porch / Patio
Porch
View
Other

Utilities

Water
Public

Community & HOA

HOA
Yes (fee not listed)
Regime Fee
Yes

Financial & Terms

List Price
$489,900
Price / Sq Ft
$198
Annual Taxes
$772
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 200 days.

  1. Price Reduced

    Apr 27, 2026

  2. Status: Active

    Dec 8, 2025

  3. Came on market

    Dec 8, 2025

  4. Listed for sale

    Oct 31, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $435,887–$1,380,501).
Sold homeSold price$/sqftClosed
104 Hartwell Road, Bluffton, SC 299104 bd · 2,486 sqft$525,000$211Jun 2026
6 Wild Spartina Street, Bluffton, SC 299104 bd · 2,513 sqft$1,400,000$557Jun 2026
110 Cedar View Circle, Bluffton, SC 299094 bd · 2,382 sqft$419,000$176Jun 2026
114 Pinecrest Circle, Bluffton, SC 299104 bd · 2,732 sqft$557,000$204Jun 2026
41 Independence Place, Bluffton, SC 299104 bd · 2,760 sqft$625,000$226Jun 2026

Recent closed sales of similar homes nearby (this list price is $489,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

48 Hartwell Road, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~22.3 mi

  • Bluffton

    ~5.8 mi

  • Hilton Head Island

    ~12 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Timothy Peirce, Peirce Group Brokered by eXp.

Listing data last updated June 23, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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