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ActiveMLS# 197321

$699,900

$302/sq ft

5 Clark Street · Beaufort, SC 29907

3

Beds

3.5

Baths

2,320

Sq Ft

2005

Built

Single Family Residence$302/sq ft8 days on market
Park/Greenbelt ViewGarageFireplaceFenced YardHOA CommunityVA-Friendly Financing

What stands out

  • Park/Greenbelt views
  • Garage parking
  • Fireplace
  • Outdoor living: Screened Porch, Covered, Front Porch, Rear Porch
  • Fenced yard
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to 5 Clark St! This custom built golf cottage sits quietly across from Garfield Park, an open space with lush greenery! As you approach this home you will notice the upgrades everywhere. The lush landscaping, Bahama Shutters, large front porch and screened back porch! As you step into this home you will be struck by the gorgeous Brazilian Cherry floors and custom fireplace with A/V hook ups above the mantle! The quaint dining area separates the living area from the chef inspired kitchen! The kitchen was li…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-16 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$5,086–$5,321/mo

Principal & Interest$4,447
Property tax (owner-occ. 4%, est.)$292
Homeowners insurance (est.)$204
HOA dues$78
Flood ins. (required, est. range)$65$300
Loan amount$699,900
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $699,900 price, 0% down, 6.55% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
3
Half Baths
1
Living Area
2,320 sq ft
Levels
Two
Flooring
Carpet, Tile, Wood
Appliances
Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Auto/Gar/Opener, Dryer, Washer, Unfurnished, Built-In Electric Oven
Heating
Electric, Heat Pump, Central
Cooling
Electric, Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s), Crown Molding, Double Vanity, Pantry, Recessed Lighting, Master Downstairs

Exterior & Lot

Lot Size
0.15 acres
Construction
Frame, HardiPlank Type
Foundation
Crawl
Roof
Metal
Parking
Concrete, Detached, Driveway, Garage, Garage Faces Front, Lighted
Porch / Patio
Screened Porch, Covered, Front Porch, Rear Porch
Fencing
Full
View
Park/Greenbelt
Exterior Features
Outdoor Grill, Rain Gutters, Hurricane Shutters

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA Fee
$930 / annually

Financial & Terms

List Price
$699,900
Price / Sq Ft
$302
Financing Accepted
Conventional, Va Loan, Cash
Zoning
PUD

Listing activity

On the market for 8 days.

  1. Status: Active

    Jul 15, 2026

  2. New Listing

    Jul 15, 2026

  3. Came on market

    Jul 15, 2026

  4. Listed for sale

    Jul 14, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $446,725–$798,460).
Sold homeSold price$/sqftClosed
994 Dowlingwood Drive, Beaufort, SC 299023 bd · 2,326 sqft$475,000$204Jul 2026
607 Ashdale Drive, Beaufort, SC 299073 bd · 2,334 sqft$589,100$252Jul 2026
94 Thomas Sumter Street, Beaufort, SC 299073 bd · 2,453 sqft$490,000$200Jul 2026
13 Woods Lane, Beaufort, SC 299073 bd · 2,176 sqft$748,900$344Jul 2026
149 Thistle Lane, Beaufort, SC 299073 bd · 2,578 sqft$496,404$193Jul 2026

Recent closed sales of similar homes nearby (this list price is $699,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

5 Clark Street, Beaufort, SC 29907

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~4.7 mi

  • Bluffton

    ~15.2 mi

  • Hilton Head Island

    ~12 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Bryan Gates, Lowcountry Real Estate.

Listing data last updated July 18, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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