$864,999
$291/sq ft5 Indigo Bay Lane · Beaufort, SC 29907
5
Beds
3.5
Baths
2,968
Sq Ft
2024
Built
What stands out
- Waterfront — Marsh
- Attached garage
- Fireplace
- Outdoor living: Screened Porch, Covered Patio, Porch, Covered
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Luxury marsh front living, newer construction, deep water community dock access, elevator-ready design, and room for a custom pool - this stunning Camellia Banks home in Beaufort, SC delivers the Lowcountry lifestyle buyers are searching for. Better than new and barely lived in, this 5-bedroom, nearly 3,000-square-foot marsh front home offers breathtaking water views, timeless coastal finishes, and a flexible floor plan designed for modern living. Ideal for large families, multi-generational households, guest accom…
Virtual Tour
Use your mouse or touch to navigate. Click fullscreen for the best experience.
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$6,295–$6,530/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $864,999 price, 0% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,551/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 5
- Full Baths
- 3
- Half Baths
- 1
- Living Area
- 2,968 sq ft
- Levels
- Two
- Flooring
- Tile, Laminate
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Built-In Electric Oven, Tankless Water Heater
- Heating
- Heat Pump
- Cooling
- Zoned
- Fireplace
- 1
- Water Heater
- Tankless
Exterior & Lot
- Lot Size
- 0.23 acres
- Construction
- HardiPlank Type
- Foundation
- Slab, Elevated
- Parking
- Attached, Garage
- Porch / Patio
- Screened Porch, Covered Patio, Porch, Covered
- Waterfront
- Marsh
Utilities
- Water
- Public
Community & HOA
- HOA Fee
- $500 / quarterly
Financial & Terms
- List Price
- $864,999
- Price / Sq Ft
- $291
- Annual Taxes
- $1,551
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 134 days.
Price Reduced
May 15, 2026
Status: Active
Feb 13, 2026
Came on market
Feb 13, 2026
Listed for sale
Feb 11, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 2947 Marshfront Drive, Beaufort, SC 299025 bd · 2,968 sqft | $829,900 | $280 | Jun 2026 |
| 4 Waterbird Drive, Beaufort, SC 299075 bd · 3,270 sqft | $800,000 | $245 | Jun 2026 |
| 9 Bradford Court, Beaufort, SC 299024 bd · 2,972 sqft | $420,000 | $141 | Jun 2026 |
| 13 Prescient Avenue, Beaufort, SC 299074 bd · 3,000 sqft | $875,000 | $292 | Jun 2026 |
| 1307 Bay Street, Beaufort, SC 299024 bd · 3,013 sqft | $1,850,000 | $614 | May 2026 |
Recent closed sales of similar homes nearby (this list price is $864,999). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
5 Indigo Bay Lane, Beaufort, SC 29907
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~2 mi
Bluffton
~17.9 mi
Hilton Head Island
~15.4 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Amanda S Jones, Greco Group Brokered by eXp.
Listing data last updated June 8, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
Similar homes you may like
More homes in Beaufort
$725,000
$659,000
$649,000
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.