$489,500
$340/sq ft50 James O Court · Bluffton, SC 29910
4
Beds
3
Baths
1,440
Sq Ft
1995
Built
What stands out
- Neighborhood, Trees/Woods views
- Single-level living
- Garage parking
- Private pool
- Outdoor living: Patio, Porch, Front Porch, Side Porch
- Fenced yard
- No HOA
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Welcome to 50 James O Court. Beautifully maintained inside and out, this charming home offers the perfect blend of comfort, functionality, and Lowcountry Living. Nestled on a generous homesite in the heart of Bluffton this home combines privacy and convenience with easy access to schools, shopping, dining, entertainment, medical facilities, and all that the growing Bluffton area has to offer. It features 4 bedrooms, 3 bathrooms, and a two-car detached garage for extra flexibility for storage, hobbies, or workspace…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly
$3,431/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $489,500 price, 0% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $840/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 3
- Living Area
- 1,440 sq ft
- Levels
- One
- Flooring
- Tile, Luxury Vinyl
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Water Softener Owned, Cable TV/Available
- Heating
- Electric, Central
- Cooling
- Electric, Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Entrance Foyer, High Ceilings, Pantry, Recessed Lighting, Tray Ceiling(s), Walk-In Closet(s), Master Downstairs
Exterior & Lot
- Lot Size
- 0.31 acres
- Construction
- Frame, Other
- Foundation
- Slab
- Roof
- Composition
- Parking
- Additional Parking, Concrete, Detached, Driveway, Garage, Garage Faces Side
- Porch / Patio
- Patio, Porch, Front Porch, Side Porch
- Fencing
- Full
- Pool
- Above Ground, Private
- View
- Neighborhood, Trees/Woods
- Exterior Features
- Storage, Rain Gutters
Utilities
- Water
- Public
- Sewer
- Septic Tank
- Utilities
- Water Available
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $489,500
- Price / Sq Ft
- $340
- Annual Taxes
- $840
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 35 days.
Status: Active
May 22, 2026
New Listing
May 22, 2026
Listed for sale
May 22, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 40 Gables Lane, Bluffton, SC 299103 bd · 1,401 sqft | $330,000 | $236 | Apr 2026 |
| 843 Rocking Horse Lane, Bluffton, SC 299104 bd · 1,704 sqft | $349,000 | $205 | May 2026 |
| 43 James O Court, Bluffton, SC 299103 bd · 1,497 sqft | $449,500 | $300 | Apr 2026 |
| 229 University Parkway, Bluffton, SC 299093 bd · 1,357 sqft | $316,000 | $233 | Apr 2026 |
| 3 Ironwood Circle, Bluffton, SC 299103 bd · 1,540 sqft | $310,000 | $201 | May 2026 |
Recent closed sales of similar homes nearby (this list price is $489,500). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
50 James O Court, Bluffton, SC 29910
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~21.9 mi
Bluffton
~6 mi
Hilton Head Island
~12.3 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Veronica Navarro, The HomesFinder Realty Group.
Listing data last updated May 22, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
Similar homes you may like
More homes in Bluffton
$619,500
$549,990
$615,000
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.