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ActivePrice ReducedMLS# 195177

$1,950,000

$493/sq ft

54 James Habersham · Beaufort, SC 29906

4

Beds

5.5

Baths

3,958

Sq Ft

2008

Built

Single Family Residence$493/sq ft112 days on market
Neighborhood ViewPoolGarageFireplaceFenced YardHOA CommunityMilitary Air Zone (AICUZ)

What stands out

  • Neighborhood views
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Patio, Front Porch, Rear Porch
  • Fenced yard

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Set along Habersham's iconic oak-lined boulevard, just steps from River Place Park, this timeless Lowcountry residence captures the essence of Southern elegance and coastal living. Built by Watermark Coastal Homes, the property is gracious in both style and scale, with exceptional craftsmanship and thoughtful design throughout. Expansive double front porches with Ipe flooring and classic fiberglass columns create a striking first impression, while the palm-lined median adds to the beauty of one of Habersham's mo…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($390,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$11,564/mo

Principal & Interest$9,850
Property tax (owner-occ. 4%, est.)$813
Homeowners insurance (est.)$569
HOA dues$333
Loan amount$1,560,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,950,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $18,245/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
5
Half Baths
1
Living Area
3,958 sq ft
Levels
Two
Flooring
Tile, Wood
Appliances
Microwave, Dishwasher, Refrigerator, Unfurnished, Built-In Electric Oven, Tankless Water Heater
Heating
Central
Cooling
Central Air
Fireplace
1
Water Heater
Gas, Tankless
Interior Features
Ceiling Fan(s), Crown Molding, Double Vanity, Open Floorplan, Pantry, Walk-In Closet(s), Elevator

Exterior & Lot

Lot Size
0.38 acres
Foundation
Crawl
Roof
Metal
Parking
Garage
Porch / Patio
Screened Porch, Patio, Front Porch, Rear Porch
Fencing
Full
Pool
Community
View
Neighborhood
Exterior Features
Outdoor Grill, Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$4,000 / annually

Financial & Terms

List Price
$1,950,000
Price / Sq Ft
$493
Annual Taxes
$18,245
Financing Accepted
Conventional, Cash
Zoning
PUD

Listing activity

On the market for 112 days.

  1. Price Reduced

    Jun 4, 2026

  2. Status: Active

    Mar 24, 2026

  3. Came on market

    Mar 24, 2026

  4. Listed for sale

    Mar 7, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $615,202–$2,027,938).
Sold homeSold price$/sqftClosed
401 Port Republic Street, Beaufort, SC 299024 bd · 4,321 sqft$2,150,000$498May 2026
149 South Park, Beaufort, SC 299064 bd · 3,405 sqft$1,545,000$454Jun 2026
44 Secession Drive, Beaufort, SC 299074 bd · 3,316 sqft$1,699,000$512Jul 2026
4100 Sage Drive, Beaufort, SC 299074 bd · 3,249 sqft$505,000$155May 2026
152 Thistle Lane, Beaufort, SC 299075 bd · 3,718 sqft$647,000$174Jun 2026

Recent closed sales of similar homes nearby (this list price is $1,950,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

54 James Habersham, Beaufort, SC 29906

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

The MLS flags this property as within an Air Installation Compatible Use Zone (AICUZ) for MCAS Beaufort — an area that can be affected by aircraft noise or accident-potential overlays. We can help you understand what that means before you make an offer.

Getting around

  • Downtown Beaufort

    ~6.5 mi

  • Bluffton

    ~13.8 mi

  • Hilton Head Island

    ~14.5 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Shae Chambers Helms, Keller Williams.

Listing data last updated June 22, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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