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ActiveMLS# 192467

$725,000

$518/sq ft

6 Marsh Drive · Harbor Island, SC 29920

3

Beds

2.5

Baths

1,400

Sq Ft

2026

Built

Single Family Residence$518/sq ft288 days on market
WaterfrontBeach ViewNew ConstructionHOA Community

What stands out

  • Waterfront — Lake, Pond
  • Beach views
  • Newer construction

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

CONSTRUCTION STARTED! Angel by the Sea Beach Cottage! A Great location, water front with beautiful marsh views. 3 bedroom, 2.5 bath. FEATURES SHAKER CABINETS, $15,000 Garage doors, outdoor kitchen with grill and pizza oven.Located on Harbor Key a private coastal gated community. This home has it all! metal roof with beautiful cupola, 10 ft ceilings, great room, open floor plan, custom white shaker kitchen cabinets , quartz counter tops, stainless appliances, refrigerator, ice maker, wine and beverage refrigerator…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($145,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$4,233–$4,468/mo

Principal & Interest$3,655
Property tax (owner-occ. 4%, est.)$302
Homeowners insurance (est.)$211
Flood ins. (required, est. range)$65$300
Loan amount$580,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $725,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
1,400 sq ft
Flooring
Tile, Wood
Appliances
Electric Range, Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Auto/Gar/Opener, Cable TV/Available
Heating
Heat Pump
Cooling
Heat Pump
Water Heater
Electric
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.08 acres
Construction
HardiPlank Type
Foundation
Elevated
Roof
Metal
View
Beach
Waterfront
Lake, Pond

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$725,000
Price / Sq Ft
$518
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 288 days.

  1. Price Change

    Jan 14, 2026

  2. Status: Active

    Sep 12, 2025

  3. Came on market

    Sep 12, 2025

  4. Listed for sale

    Sep 11, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $420,000–$609,097 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
7 Ocean Marsh Court, Harbor Island, SC 299203 bd · 1,364 sqft$575,000$422Jun 2026
9 Nautical Watch Way, Harbor Island, SC 299203 bd · 1,517 sqft$660,000$435Jun 2026
3 Ocean Marsh Lane, Harbor Island, SC 299203 bd · 1,624 sqft$550,000$339Aug 2025
35 Lakeview Lane, Harbor Island, SC 299203 bd · 1,798 sqft$639,000$355Jun 2026
71 Harbour Key Drive, Harbor Island, SC 299203 bd · 1,800 sqft$540,000$300Jun 2026

Recent closed sales of similar homes nearby (this list price is $725,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

6 W Marsh Drive, Harbor Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.3 mi

  • Bluffton

    ~26.9 mi

  • Hilton Head Island

    ~22.1 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Gail Shinall, The HomesFinder Realty Group.

Listing data last updated June 24, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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