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ActiveMLS# 198303

$820,000

$489/sq ft

602 Porpoise Circle · Fripp Island, SC 29920

3

Beds

2.5

Baths

1,678

Sq Ft

1998

Built

Single Family Residence$489/sq ft6 days on market
Other ViewHOA Community

What stands out

  • Other views
  • Outdoor living: Screened Porch, Patio, Deck, Front Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to 602 Porpoise Circle, a beautifully renovated 3-bedroom, 2½-bath home nestled on the tranquil, desirable Fripp Island. Thoughtfully updated throughout, this home blends modern comfort with the relaxed coastal lifestyle Fripp Island is known for. The inviting front porch provides the perfect spot to enjoy your morning coffee or unwind after a day at the beach. Inside, the completely renovated interior offers a fresh, stylish feel with comfortable living spaces designed for both everyday living and entert…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($164,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-09-24 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$5,139–$5,374/mo

Principal & Interest$4,378
Property tax (owner-occ. 4%, est.)$342
Homeowners insurance (est.)$239
HOA dues$116
Flood ins. (required, est. range)$65–$300
Loan amount$656,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $820,000 price, 20% down, 7.03% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
1,678 sq ft
Levels
Two
Appliances
Electric Range, Microwave, Dishwasher, Disposal, Dryer, Washer, Unfurnished, Built-In Electric Oven
Heating
Central
Cooling
Central Air
Water Heater
Electric

Exterior & Lot

Lot Size
0.17 acres
Construction
HardiPlank Type
Foundation
Elevated
Roof
Composition
Parking
Driveway
Porch / Patio
Screened Porch, Patio, Deck, Front Porch
View
Other

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA Fee
$1,386 / annually

Financial & Terms

List Price
$820,000
Price / Sq Ft
$489
Financing Accepted
Conventional, Fha, Cash
Zoning
PUD

Listing activity

On the market for 6 days.

  1. Status: Active

    Sep 26, 2026

  2. New Listing

    Sep 26, 2026

  3. Came on market

    Sep 26, 2026

  4. Listed for sale

    Sep 21, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $506,470–$945,352).
Sold homeSold price$/sqftClosed
657 Newhaven Court, Fripp Island, SC 299203 bd · 1,640 sqft$495,000$302Jul 2026
123 Sea Otter Lane, Fripp Island, SC 299203 bd · 1,634 sqft$665,900$408Jul 2026
17 Quarterdeck Lane, Fripp Island, SC 299203 bd · 1,633 sqft$920,000$563Sep 2026
262 Deer Run Lane, Fripp Island, SC 299203 bd · 1,630 sqft$680,500$417Jun 2026
703 Skipjack Road, Fripp Island, SC 299203 bd · 1,730 sqft$855,000$494Jun 2026

Recent closed sales of similar homes nearby (this list price is $820,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

602 Porpoise Circle, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~14 mi

  • Bluffton

    ~24.1 mi

  • Hilton Head Island

    ~18.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Leslie Mitchell, Fripp Island Real Estate Co.

Listing data last updated September 29, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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