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ActiveMLS# 196797

$1,079,000

$390/sq ft

61 First Coleman Road · St. Helena Island, SC 29920

3

Beds

2.5

Baths

2,766

Sq Ft

1972

Built

Single Family Residence$390/sq ft2 days on market
WaterfrontBridge(s) ViewRiver ViewGarageSingle-Level LivingNo HOAVA-Friendly Financing

What stands out

  • Waterfront — River Front, Marsh, Tidal Creek
  • Bridge(s), River, Water views
  • Single-level living
  • Garage parking
  • Outdoor living: Screened Porch, Deck, Covered, Rear Porch, Side Porch
  • No HOA
  • Accepts VA financing
  • 1.42-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Glorious sunrises and stunning glimpses of sunsets await on this exceptional 1.42-acre waterfront property, ideally situated on a point with approximately 500 feet of frontage along the marshes of the Harbor River. A private dock with a covered pier head offers sweeping views of Fripp Island, Hunting Island, and Harbor Island, as well as expansive vistas downriver toward Station Creek. A picturesque approach lined with majestic live oaks and palms creates a memorable arrival, opening to breathtaking waterfront s…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-25 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$7,642–$7,877/mo

Principal & Interest$6,813
Property tax (owner-occ. 4%, est.)$450
Homeowners insurance (est.)$315
Flood ins. (required, est. range)$65$300
Loan amount$1,079,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,079,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,959/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
2,766 sq ft
Levels
One and One Half
Flooring
Tile, Wood, Luxury Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Ice Maker, Vent Exhaust Fan, Whirlpool Tub, Unfurnished
Heating
Electric, Heat Pump, Zoned
Cooling
Electric, Heat Pump, Zoned, Central Air
Water Heater
Electric
Interior Features
Ceiling Fan(s), Smart Camera(s)/Recording, Beamed Ceilings, Double Vanity, Entrance Foyer, Pantry, Recessed Lighting, Soaking Tub, Vaulted Ceiling(s), Walk-In Closet(s), Double Closets, Master Downstairs

Exterior & Lot

Lot Size
irregular - 1.42 acres
Construction
Stucco
Foundation
Crawl
Roof
Composition
Parking
Circular Driveway, Gravel, No Garage
Porch / Patio
Screened Porch, Deck, Covered, Rear Porch, Side Porch
View
Bridge(s), River, Water
Waterfront
River Front, Marsh, Tidal Creek
Exterior Features
Thermo-Panes, Storage

Utilities

Water
Public
Sewer
Septic Tank

Community & HOA

HOA
None

Financial & Terms

List Price
$1,079,000
Price / Sq Ft
$390
Annual Taxes
$1,959
Financing Accepted
Assumption, Conventional, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 2 days.

  1. Status: Active

    Jun 30, 2026

  2. New Listing

    Jun 30, 2026

  3. Came on market

    Jun 30, 2026

  4. Listed for sale

    Jun 10, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $697,943–$1,226,080).
Sold homeSold price$/sqftClosed
115 Chicora Point, St. Helena Island, SC 299203 bd · 2,685 sqft$1,020,000$380Jun 2026
1116 Palmetto Point, St. Helena Island, SC 299203 bd · 2,576 sqft$650,000$252Apr 2026
1731 Longfield Drive, St. Helena Island, SC 299203 bd · 3,023 sqft$1,340,000$443Apr 2026
1206 Big Dataw Point, St. Helena Island, SC 299203 bd · 2,390 sqft$800,000$335Jun 2026
208 Cotton Dike Road, St. Helena Island, SC 299203 bd · 3,234 sqft$1,025,000$317Jun 2026

Recent closed sales of similar homes nearby (this list price is $1,079,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

61 First Coleman Road, St. Helena Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~8.9 mi

  • Bluffton

    ~21.7 mi

  • Hilton Head Island

    ~17.2 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Lorena D Stroud, Coastal Real Estate Solutions.

Listing data last updated June 30, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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