$427,900
$260/sq ft61 Whispering Oaks Circle · Okatie, SC 29909
3
Beds
2.5
Baths
1,644
Sq Ft
2024
Built
What stands out
- Trees/Woods views
- Garage parking
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
This sold-out 3BDR, 2.5BA home offers an open-concept floor plan with loads of natural light and a 20' great room ceiling with many windows. The layout is designed for first-floor living, with additional space upstairs to spread out. The kitchen includes a large island, quartz countertops, elongated cabinets, farmhouse sink, contrasting cabinet color. All appliances incl! LVP flooring on entire first floor. Smart thermostat and a $3k Vivint security system w/ doorbell, keypad, control panel, and indoor/outdoor came…
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Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly
$3,084/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $427,900 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,070/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 1,644 sq ft
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
- Interior Features
- Ceiling Fan(s), Cathedral Ceiling(s)
Exterior & Lot
- Lot Size
- 0.11 acres
- Parking
- Driveway, Garage
- View
- Trees/Woods
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $950 / annually
Financial & Terms
- List Price
- $427,900
- Price / Sq Ft
- $260
- Annual Taxes
- $2,070
- Financing Accepted
- Va Loan
- Zoning
- Residential
Listing activity
On the market for 69 days.
Price Reduced
Jul 7, 2026
Status: Active
May 6, 2026
Came on market
May 6, 2026
Listed for sale
May 5, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 19 Whispering Oaks Circle, Okatie, SC 299093 bd · 1,660 sqft | $400,000 | $241 | Apr 2026 |
| 632 Hulston Landing Road, Okatie, SC 299093 bd · 1,618 sqft | $370,000 | $229 | Jun 2026 |
| 357 Bluff Point Lane, Okatie, SC 299093 bd · 1,590 sqft | $455,000 | $286 | Jun 2026 |
| 147 Oakesdale Drive, Okatie, SC 299093 bd · 1,764 sqft | $490,500 | $278 | Jun 2026 |
| 74 Whispering Oaks Circle, Okatie, SC 299093 bd · 1,482 sqft | $365,000 | $246 | Mar 2026 |
Recent closed sales of similar homes nearby (this list price is $427,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
61 Whispering Oaks Circle, Okatie, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~16.7 mi
Bluffton
~7 mi
Hilton Head Island
~12.4 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Deborah P Thompson, Dunes Real Estate, Ltd.
Listing data last updated July 7, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.