$2,195,000
$1031/sq ft65 Ocean Lane · Hilton Head Island, SC 29928
4
Beds
6
Baths
2,130
Sq Ft
1993
Built
What stands out
- Waterfront — Pond
- Trees/Woods, Pond views
- Single-level living
- Private pool
- Outdoor living: Covered Patio, Rear Porch
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
Discover unbeatable value in this 4-bedroom, 4-bathroom oceanfront villa in the sought-after, private Palmetto Dunes community on Hilton Head Island. Impeccably maintained and fully furnished, this coastal retreat comes with strong short-term rental history already in place - a smart choice for buyers seeking a turnkey Hilton Head vacation rental investment. The open, light-filled floor plan features smooth ceilings, shiplap accents, and stylish barn doors for a relaxed coastal feel. Step out onto the expansive pri…
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Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-23 — a benchmark, not your rate.
Estimated all-in monthly
$12,746/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $2,195,000 price, 20% down, 6.58% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 4
- Half Baths
- 4
- Living Area
- 2,130 sq ft
- Levels
- One
- Flooring
- Tile, Luxury Vinyl
- Appliances
- Dishwasher, Refrigerator, Dryer, Washer, Wine Cooler
- Heating
- Electric, Heat Pump, Central
- Cooling
- Electric, Heat Pump, Central Air
- Interior Features
- Ceiling Fan(s), Crown Molding, Double Vanity, Open Floorplan, Recessed Lighting, Soaking Tub, Master Downstairs
Exterior & Lot
- Parking
- Unassigned
- Porch / Patio
- Covered Patio, Rear Porch
- Pool
- Community
- View
- Trees/Woods, Pond
- Waterfront
- Pond
Utilities
- Sewer
- Public Sewer
Community & HOA
- HOA
- Yes (fee not listed)
- Regime Fee
- Yes
Financial & Terms
- List Price
- $2,195,000
- Price / Sq Ft
- $1031
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 8 days.
Status: Pending
Jul 29, 2026
Status Change
Jul 29, 2026
Came on market
Jul 22, 2026
Listed for sale
Jul 6, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 1 Gloucester Road 105, Hilton Head Island, SC 299284 bd · 2,058 sqft | $675,000 | $328 | Jun 2026 |
| 125 Heartleaf Road, Hilton Head Island, SC 299264 bd · 2,253 sqft | $650,000 | $289 | Jul 2026 |
| 134 Heartleaf Road, Hilton Head Island, SC 299264 bd · 1,999 sqft | $599,990 | $300 | Jun 2026 |
| 13 Vine Street, Hilton Head Island, SC 299264 bd · 2,305 sqft | $475,000 | $206 | Jul 2026 |
| 15 Vine Street, Hilton Head Island, SC 299264 bd · 2,305 sqft | $478,000 | $207 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $2,195,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
65 Ocean Lane 103, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~19.2 mi
Bluffton
~9.6 mi
Hilton Head Island
~4.3 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Elizabeth Drake, Keller Williams Realty.
Listing data last updated July 29, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.